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Home > Archive: February, 2026
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Archive for February, 2026
March 1st, 2026 at 01:58 am
Time to update my net worth and also update you on the situation in Minneapolis. I know we're slipping out of the headlines what with the Iran attack and Epstein files and everything, but ICE/Border Patrol have not left MN as what's-his-face the "czar" claimed. There are still over 1K agents here. The noise and violence isn't as constant but it's still here. My BFF's sister went over to the building where they detain people; there are lots of helpers there because even if someone is documented and released without charges, they just throw them out into the cold, often without their phone, so people help them get home and contact family. Anyway, my BFF's sister was helping translate for a Venezuelan legal resident who got released and he had a badly broken wrist from his treatment in detention. I'm sure the other 2K agents who aren't here anymore are spreading throughout the states, causing trouble and making communities less safe, which is their real mission.
Anyway, here's our net worth update. I turn 52 on Monday so I thought I'd update my age in the Coast FIRE calculator; even with having a higher Coast number we're still over $200K ahead of where we need to be, so that's a bit of good news.
| Assets |
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| NT's UK pensions: |
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| AV1: 29,509 pounds |
$36,886 |
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| SW: 41,722 pounds |
$52,153 |
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| AV2: 8,462 pounds |
$10,578 |
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| NT's trad. rollover IRA |
$164,456 |
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| NT's Roth IRA |
$109,751 |
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| NT's SEP IRA |
$9,514 |
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| NT's AAC acct |
$17,350 |
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| AS's trad. rollover IRA |
$41,003 |
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| AS's Roth IRA |
$156,086 |
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| AS's SEP IRA |
$110,523 |
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| AS's Nevada acct (approx amt) |
$380 |
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| CJ's trad. rollover IRA |
$343,601 |
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| CJ's Roth IRA |
$118,523 |
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| CJ/NT/AS house ($643,000 value -6%) |
$604,420 |
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| CJ/NT/AS rental property ($599,000 value -6%) |
$563,060 |
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| TOTAL ASSETS |
$2,338,283 |
retirement only: |
$1,170,803 |
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| Debt |
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| Main mortgage |
$318,202 |
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| Rental property mortgage |
$367,695 |
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| HELOC |
$26,600 |
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| Loan from friends (main house) |
$9,000 |
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| TOTAL DEBT |
$721,497 |
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| Current Estimated Net Worth February 2026 |
$1,616,786 |
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| January 2026 estimate: |
$1,595,809 |
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| Change in net worth |
$20,977 |
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| COAST FIRE: |
https://walletburst.com/tools/coast-fire-calc/ |
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| retirement goal |
$1.59 million by 2039 (CJ age 65) |
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| Current age: 51 |
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| Retirement age: 65 |
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| Annual spending in retirement: $63,600 |
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| Monthly contribution: $250 |
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| Investment growth rate: 7% |
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| Inflation rate: 3% |
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| Withdrawal rate: 4% |
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| Current invested assets |
$1,170,803 |
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| Coast FIRE number at current age |
$954,913 |
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| Current status: at Coast FIRE with surplus: |
$215,890 |
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| Coast FIRE budget |
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| Ideal budget |
Monthly |
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| Housing |
$0 |
(rent will cover prop expenses) |
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| Healthcare |
$1,500 |
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| Groceries |
$1,000 |
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| Fun |
$1,500 |
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| Travel |
$1,000 |
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| Utilities |
$500 |
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| Giving |
$500 |
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| Home improvement |
$500 |
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| Gifts |
$250 |
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| Transportation |
$250 |
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| Monthly |
$7,000 |
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| Minus add'l rental income |
-$1,700 |
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| Total monthly |
$5,300 |
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| Annual |
$63,600 |
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| SSN estimates 2024 |
Start age 62 |
Start age 70 |
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| Monthly benefit |
$4,200 |
$7,200 |
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| Plus monthly from retirement |
$5,300 |
$5,300 |
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| Total monthly |
$9,500 |
$12,500 |
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Posted in
Tracking Net Worth
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5 Comments »
February 1st, 2026 at 11:11 pm
We continue to live in chaos in Minneapolis. Despite Bovino leaving and various officials talking about de-escalation, things are possibly even worse. They move from neighborhood to neighborhood like locusts targeting every person of color they can find. They often sweep up observers regardless of race as well, slapping them with trumped-up or sometimes just holding them for a day or two in horrible conditions before releasing. They pepper spray and tear gas at will.
My non-white kid V had already opted for online school out of fear. Now he's starting to withdraw from extracurricular activities as well. He's a social kid so this is taking a toll.
My non-white wife AS is very hesitant to leave the house alone. She usually will go if one of us white folks can accompany her.
It's like the opposite of the military being sent to the South to desegregate. It's the feds coming in to force separate and unequal conditions on a population that does not want segregation. And in a biracial family that is painful. I implore you to call your congress and tell them not to give ICE/DHS/CBP any more money until they stop this siege.
Anyway, we continue to soldier on with life and work as well as we can. I've had a quiet month for our business but I'm glad of that, even if it means we scramble financially later. It's hard to concentrate or give a shit about the corporate stuff I write about for a living.
At least our net worth is still looking good with a healthy surplus for CoastFIRE for now.
| Assets |
|
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| NT's UK pensions: |
|
|
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| AV1: 29,509 pounds |
$36,886 |
|
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| SW: 41,722 pounds |
$52,153 |
|
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| AV2: 8,462 pounds |
$10,578 |
|
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| NT's trad. rollover IRA |
$161,522 |
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| NT's Roth IRA |
$107,789 |
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| NT's SEP IRA |
$9,342 |
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| NT's AAC acct |
$16,611 |
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| AS's trad. rollover IRA |
$40,274 |
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| AS's Roth IRA |
$153,274 |
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| AS's SEP IRA |
$108,546 |
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| AS's Nevada acct (approx amt) |
$380 |
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| CJ's trad. rollover IRA |
$337,694 |
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| CJ's Roth IRA |
$116,403 |
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| CJ/NT/AS house ($643,000 value -6%) |
$604,420 |
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| CJ/NT/AS rental property ($599,000 value -6%) |
$563,060 |
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| TOTAL ASSETS |
$2,318,931 |
retirement only: |
$1,151,451 |
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| Debt |
|
|
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| Main mortgage |
$319,157 |
|
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| Rental property mortgage |
$368,365 |
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| HELOC |
$26,600 |
|
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| Loan from friends (main house) |
$9,000 |
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| TOTAL DEBT |
$723,122 |
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| Current Estimated Net Worth January 2026 |
$1,595,809 |
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| December 2025 estimate: |
$1,571,996 |
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| Change in net worth |
$23,813 |
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| COAST FIRE: |
https://walletburst.com/tools/coast-fire-calc/ |
|
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| retirement goal |
$1.59 million by 2039 (CJ age 65) |
|
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| |
|
|
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| Current age: 51 |
|
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| Retirement age: 65 |
|
|
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| Annual spending in retirement: $63,600 |
|
|
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| Monthly contribution: $250 |
|
|
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| Investment growth rate: 7% |
|
|
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| Inflation rate: 3% |
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| Withdrawal rate: 4% |
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| Current invested assets |
$1,151,451 |
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| Coast FIRE number at current age |
$918,185 |
|
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| Current status: at Coast FIRE with surplus: |
$233,266 |
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| Coast FIRE budget |
|
|
|
| Ideal budget |
Monthly |
|
|
| Housing |
$0 |
(rent will cover prop expenses) |
|
| Healthcare |
$1,500 |
|
|
| Groceries |
$1,000 |
|
|
| Fun |
$1,500 |
|
|
| Travel |
$1,000 |
|
|
| Utilities |
$500 |
|
|
| Giving |
$500 |
|
|
| Home improvement |
$500 |
|
|
| Gifts |
$250 |
|
|
| Transportation |
$250 |
|
|
| Monthly |
$7,000 |
|
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| Minus add'l rental income |
-$1,700 |
|
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| Total monthly |
$5,300 |
|
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| Annual |
$63,600 |
|
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| SSN estimates 2024 |
Start age 62 |
Start age 70 |
|
| Monthly benefit |
$4,200 |
$7,200 |
|
| Plus monthly from retirement |
$5,300 |
$5,300 |
|
| Total monthly |
$9,500 |
$12,500 |
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Posted in
Tracking Net Worth
|
10 Comments »
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