It was a month of gains in the retirement accounts even though we didn't manage to contribute anything to them. Between stock market gains and mortgage paydown our net worth went up over $25K!

In terms of CoastFIRE, it's hard to do a calculation since most of our income is now freelance and I'm not sure when or how much I'll be able to contribute. My freelance business is slowly building at this point so I'm not at a point where I have anything left over after bills, but I hope to get to a good place in another month or two.

So I plugged in some random numbers. If we put in $500 per month we would not reach our retirement goal. If we contributed $1000 per month, we'd reach Coast FIRE in 9 years when I was 58. If we put in $2250 per month, which is what I hope to get to in a few months, we'd be at Coast FIRE in 4 years, or age 53.

It's hard to predict when my freelance will bring in enough for that, but it's good to see the different benchmarks, very motivating to get to that point! (Although on the flip side, if we can manage to keep our work scaled back from the 40-hour work week, we're basically achieving the lifestyle I hoped to get out of reaching Coast FIRE!)