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Archive for October, 2020

September 2020 net worth update

October 3rd, 2020 at 03:28 am

NT's UK pensions:
AV: 22,397 pounds ($27,996)
SW: 29,047 pounds ($36,309)
FL: 6,462 pounds ($8,078)
NT's 401(k): $93,680
NT's Roth IRA: $48,994
AS's trad. IRA: $22,594
AS's Roth IRA: $71,675
AS's SEP IRA: $52,334
CJ's 401(k): $169,215
CJ's Roth IRA: $53,734
NT's flat: $212,500 (200,000 pounds value x1.25 -15%)
CJ/NT/AS house: $592,200 ($630,000 value -6%)
TOTAL ASSETS: $1,389,309

US Mortgage $375,000
Loan from friends (duplex) $9,000
UK Mortgage 1 $27,546
UK Mortgage 2 $5,806
UK Mortgage 3 $6,115
TOTAL DEBT $423,467

Current Estimated Net Worth: $965,842

July 2020 estimate: $972,273

Change in net worth: -$6,431

Summary: Considering our net worth jumped about $40K over the past two months, and with all the chaos of late, not really surprised we lost $6K this past month. The loss may have been offset by this month's Roth contributions coming through; I'm not really sure.

I've requested automatic debit for our new mortgage but didn't get any notice it had been set up, so we mailed a check on the 30th. It'll definitely get to them before the 15th so I'm not worried, but it's weird not to have a US mortgage payment go through in the first couple days of the month!

Notes on the numbers above: House value estimates are usually approximate. UK pension values updated about once a year. UK asset values and debt amounts are calculated figuring $1.25 for every British pound.