|
|
|
|
Home > January 2026 net worth update
|
|
January 2026 net worth update
February 1st, 2026 at 11:11 pm
We continue to live in chaos in Minneapolis. Despite Bovino leaving and various officials talking about de-escalation, things are possibly even worse. They move from neighborhood to neighborhood like locusts targeting every person of color they can find. They often sweep up observers regardless of race as well, slapping them with trumped-up or sometimes just holding them for a day or two in horrible conditions before releasing. They pepper spray and tear gas at will.
My non-white kid V had already opted for online school out of fear. Now he's starting to withdraw from extracurricular activities as well. He's a social kid so this is taking a toll.
My non-white wife AS is very hesitant to leave the house alone. She usually will go if one of us white folks can accompany her.
It's like the opposite of the military being sent to the South to desegregate. It's the feds coming in to force separate and unequal conditions on a population that does not want segregation. And in a biracial family that is painful. I implore you to call your congress and tell them not to give ICE/DHS/CBP any more money until they stop this siege.
Anyway, we continue to soldier on with life and work as well as we can. I've had a quiet month for our business but I'm glad of that, even if it means we scramble financially later. It's hard to concentrate or give a shit about the corporate stuff I write about for a living.
At least our net worth is still looking good with a healthy surplus for CoastFIRE for now.
| Assets |
|
|
|
| NT's UK pensions: |
|
|
|
| AV1: 29,509 pounds |
$36,886 |
|
|
| SW: 41,722 pounds |
$52,153 |
|
|
| AV2: 8,462 pounds |
$10,578 |
|
|
| NT's trad. rollover IRA |
$161,522 |
|
|
| NT's Roth IRA |
$107,789 |
|
|
| NT's SEP IRA |
$9,342 |
|
|
| NT's AAC acct |
$16,611 |
|
|
| AS's trad. rollover IRA |
$40,274 |
|
|
| AS's Roth IRA |
$153,274 |
|
|
| AS's SEP IRA |
$108,546 |
|
|
| AS's Nevada acct (approx amt) |
$380 |
|
|
| CJ's trad. rollover IRA |
$337,694 |
|
|
| CJ's Roth IRA |
$116,403 |
|
|
| CJ/NT/AS house ($643,000 value -6%) |
$604,420 |
|
|
| CJ/NT/AS rental property ($599,000 value -6%) |
$563,060 |
|
|
| TOTAL ASSETS |
$2,318,931 |
retirement only: |
$1,151,451 |
| |
|
|
|
| Debt |
|
|
|
| Main mortgage |
$319,157 |
|
|
| Rental property mortgage |
$368,365 |
|
|
| HELOC |
$26,600 |
|
|
| Loan from friends (main house) |
$9,000 |
|
|
| TOTAL DEBT |
$723,122 |
|
|
| |
|
|
|
| Current Estimated Net Worth January 2026 |
$1,595,809 |
|
|
| |
|
|
|
| December 2025 estimate: |
$1,571,996 |
|
|
| |
|
|
|
| Change in net worth |
$23,813 |
|
|
| |
|
|
|
| |
|
|
|
| COAST FIRE: |
https://walletburst.com/tools/coast-fire-calc/ |
|
|
| retirement goal |
$1.59 million by 2039 (CJ age 65) |
|
|
| |
|
|
|
| Current age: 51 |
|
|
|
| Retirement age: 65 |
|
|
|
| Annual spending in retirement: $63,600 |
|
|
|
| Monthly contribution: $250 |
|
|
|
| Investment growth rate: 7% |
|
|
|
| Inflation rate: 3% |
|
|
|
| Withdrawal rate: 4% |
|
|
|
| Current invested assets |
$1,151,451 |
|
|
| Coast FIRE number at current age |
$918,185 |
|
|
| Current status: at Coast FIRE with surplus: |
$233,266 |
|
|
| |
|
|
|
| |
|
|
|
| Coast FIRE budget |
|
|
|
| Ideal budget |
Monthly |
|
|
| Housing |
$0 |
(rent will cover prop expenses) |
|
| Healthcare |
$1,500 |
|
|
| Groceries |
$1,000 |
|
|
| Fun |
$1,500 |
|
|
| Travel |
$1,000 |
|
|
| Utilities |
$500 |
|
|
| Giving |
$500 |
|
|
| Home improvement |
$500 |
|
|
| Gifts |
$250 |
|
|
| Transportation |
$250 |
|
|
| Monthly |
$7,000 |
|
|
| Minus add'l rental income |
-$1,700 |
|
|
| Total monthly |
$5,300 |
|
|
| Annual |
$63,600 |
|
|
| |
|
|
|
| SSN estimates 2024 |
Start age 62 |
Start age 70 |
|
| Monthly benefit |
$4,200 |
$7,200 |
|
| Plus monthly from retirement |
$5,300 |
$5,300 |
|
| Total monthly |
$9,500 |
$12,500 |
|
Posted in
Tracking Net Worth
|
10 Comments »
226702
Leave a Reply
|
February 1st, 2026 at 11:20 pm 1769988051
February 2nd, 2026 at 01:26 am 1769995613
February 2nd, 2026 at 02:22 pm 1770042123
February 2nd, 2026 at 04:14 pm 1770048855
Thank you for posting about how this affects your family and community.
This forum used to be determinedly non political so seeing long time posters overcome that standard to speak out is very impactful.
I think the same of people who use their YouTube channels - which til now have been light hearted - to speak out. It is a hopeful sign that the tide is turning and helps ‘I don’t watch the news’ people see that voting matters.
February 2nd, 2026 at 04:37 pm 1770050235
And thanks Lots--I usually like to compartmentalize my various online interests but I've been using every platform I have basically since Elon Musk plugged hard drives into government computers and downloaded all our sensitive data. To me it stopped being political then and started being an attack on democratic institutions and basic governmental functions. (And of course now it's become an actual physical attack on my state.)
February 2nd, 2026 at 05:37 pm 1770053860
February 2nd, 2026 at 10:52 pm 1770072740
February 2nd, 2026 at 11:00 pm 1770073215
February 3rd, 2026 at 05:00 pm 1770138029
To keep it short, I urge everyone to come out this midterm and vote all-Democrat. It has to be specifically Democrat, as voting even the Green party for example (or any other parties), would fracture the blue votes, and ultimately lead to nothing meaningful. Democrats are the only viable option left to serve as a counter-balance. If a blue majority does not materialize, Trump’s powers will be able to run unchecked for at least two more years.
As unfortunate as this is, I am glad that you are keeping your family safe.
February 5th, 2026 at 03:22 pm 1770304957