Not a great month for the markets, so our net worth fell by more than $16K (and our retirement account value by more than that; the total drop was offset by paying off a couple grand on our mortgages). But, the good news is we're still about $35K above our CoastFIRE number, so we're still on track!

Not much else to report financially since last month. I'm gearing up to do a big year-end review of our spending; I kept more detailed records of where we overspent (and a scant few places we underspent ha) so I can make a more realistic budget for 2025. This'll be a good learning-curve year for us, as AS and I will have completed our first full year of owning a business together. Overall it's been pretty good but hopefully we can do better next year now that we have more experience and more clients in our roster.