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Home > April 2025 net worth update
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April 2025 net worth update
April 30th, 2025 at 11:30 pm
Our net worth went up about $13K. We regained a little over half what we lost last month in net worth, aided by some modest gains in NT's UK pension that we hadn't recorded for a couple years, plus our minimum paydown on mortgages, plus a small 401k contribution, plus a partial recovery on our retirement fund values.
We're still below where we were in November 2024, and well below our January 2025 high, so it's not exactly exciting, but at least it's not ruinous. We remain in Coast FIRE territory with a $34K surplus.
| Assets |
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| NT's UK pensions: |
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| AV1: 29,509 pounds |
$36,886 |
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| SW: 37,117 pounds |
$46,396 |
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| AV2: 7,971 pounds |
$9,964 |
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| NT's trad. rollover IRA |
$131,526 |
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| NT's Roth IRA |
$87,825 |
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| NT's SEP IRA |
$7,499 |
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| NT's AAC acct |
$9,490 |
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| AS's trad. rollover IRA |
$32,904 |
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| AS's Roth IRA |
$123,026 |
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| AS's SEP IRA |
$88,442 |
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| AS's Nevada acct (approx amt) |
$380 |
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| CJ's trad. rollover IRA |
$283,540 |
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| CJ's Roth IRA |
$94,844 |
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| CJ/NT/AS house ($643,000 value -6%) |
$604,420 |
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| CJ/NT/AS rental property ($599,000 value -6%) |
$563,060 |
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| TOTAL ASSETS |
$2,120,202 |
retirement only: |
$952,722 |
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| Debt |
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| Main mortgage |
$327,629 |
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| Rental property mortgage |
$374,302 |
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| Loan from friends (main house) |
$9,000 |
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| TOTAL DEBT |
$710,931 |
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| Current Estimated Net Worth April 2025 |
$1,409,271 |
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| March 2025 estimate: |
$1,395,770 |
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| Change in net worth |
$13,502 |
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| COAST FIRE: |
https://walletburst.com/tools/coast-fire-calc/ |
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| retirement goal |
$1.59 million by 2039 (CJ age 65) |
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| Current age: 51 |
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| Retirement age: 65 |
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| Annual spending in retirement: $63,600 |
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| Monthly contribution: $250 |
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| Investment growth rate: 7% |
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| Inflation rate: 3% |
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| Withdrawal rate: 4% |
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| Current invested assets |
$952,722 |
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| Coast FIRE number at current age |
$918,185 |
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| Current status: at Coast FIRE with surplus: |
$34,537 |
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| Coast FIRE budget |
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| Ideal budget |
Monthly |
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| Housing |
$0 |
(rent will cover prop expenses) |
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| Healthcare |
$1,500 |
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| Groceries |
$1,000 |
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| Fun |
$1,500 |
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| Travel |
$1,000 |
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| Utilities |
$500 |
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| Giving |
$500 |
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| Home improvement |
$500 |
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| Gifts |
$250 |
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| Transportation |
$250 |
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| Monthly |
$7,000 |
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| Minus add'l rental income |
-$1,700 |
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| Total monthly |
$5,300 |
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| Annual |
$63,600 |
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| SSN estimates 2024 |
Start age 62 |
Start age 70 |
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| Monthly benefit |
$4,200 |
$7,200 |
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| Plus monthly from retirement |
$5,300 |
$5,300 |
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| Total monthly |
$9,500 |
$12,500 |
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Posted in
Tracking Net Worth
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3 Comments »
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May 1st, 2025 at 03:10 pm 1746112204
May 1st, 2025 at 03:46 pm 1746114374
May 4th, 2025 at 10:55 pm 1746399315