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Home > March 2025 net worth update
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March 2025 net worth update
April 1st, 2025 at 03:02 am
We lost about $24K of retirement savings, or about 2.5% of the total value of those funds. Offset by a small contribution to NT's 401k and our regular mortgage payments, our net worth decreased by $22K.
I turned 51 this month, so our CoastFIRE number increased $35K. We are still at CoastFIRE with a $22,500 surplus of where we need to be at. A far cry from the $86K surplus I had in January, but what can you do? It's all worth it to have hundreds of thousands of government employees laid off, international students snatched off our local campuses by ICE, measles spreading like wildfire, our local foodbank losing 15% of its funding, planes falling out of the sky, Palestine and Ukraine being destroyed faster than ever, state supreme court races being bought by a billionaire, and the two-term limit about to be ignored. I mean there are too many blessings to list all in one place. Oh and a tech-bro kid named Big Balls has my social security number, yay!
| Assets |
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| NT's UK pensions: |
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| AV1: 26,511 pounds |
$33,139 |
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| SW: 37,117 pounds |
$46,396 |
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| AV2: 7,971 pounds |
$9,964 |
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| NT's trad. rollover IRA |
$130,331 |
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| NT's Roth IRA |
$87,059 |
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| NT's SEP IRA |
$7,430 |
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| NT's AAC acct |
$8,944 |
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| AS's trad. rollover IRA |
$32,608 |
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| AS's Roth IRA |
$121,895 |
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| AS's SEP IRA |
$87,671 |
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| AS's Nevada acct (approx amt) |
$380 |
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| CJ's trad. rollover IRA |
$280,963 |
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| CJ's Roth IRA |
$94,017 |
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| CJ/NT/AS house ($643,000 value -6%) |
$604,420 |
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| CJ/NT/AS rental property ($599,000 value -6%) |
$563,060 |
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| TOTAL ASSETS |
$2,108,277 |
retirement only: |
$940,797 |
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| Debt |
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| Main mortgage |
$328,557 |
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| Rental property mortgage |
$374,950 |
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| Loan from friends (main house) |
$9,000 |
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| TOTAL DEBT |
$712,507 |
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| Current Estimated Net Worth March 2025 |
$1,395,770 |
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| February 2025 estimate: |
$1,417,956 |
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| Change in net worth |
-$22,186 |
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| COAST FIRE: |
https://walletburst.com/tools/coast-fire-calc/ |
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| retirement goal |
$1.59 million by 2039 (CJ age 65) |
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| Current age: 51 |
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| Retirement age: 65 |
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| Annual spending in retirement: $63,600 |
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| Monthly contribution: $250 |
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| Investment growth rate: 7% |
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| Inflation rate: 3% |
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| Withdrawal rate: 4% |
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| Current invested assets |
$940,797 |
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| Coast FIRE number at current age |
$918,185 |
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| Current status: at Coast FIRE with surplus: |
$22,612 |
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| Coast FIRE budget |
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| Ideal budget |
Monthly |
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| Housing |
$0 |
(rent will cover prop expenses) |
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| Healthcare |
$1,500 |
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| Groceries |
$1,000 |
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| Fun |
$1,500 |
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| Travel |
$1,000 |
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| Utilities |
$500 |
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| Giving |
$500 |
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| Home improvement |
$500 |
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| Gifts |
$250 |
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| Transportation |
$250 |
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| Monthly |
$7,000 |
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| Minus add'l rental income |
-$1,700 |
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| Total monthly |
$5,300 |
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| Annual |
$63,600 |
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| SSN estimates 2024 |
Start age 62 |
Start age 70 |
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| Monthly benefit |
$4,200 |
$7,200 |
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| Plus monthly from retirement |
$5,300 |
$5,300 |
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| Total monthly |
$9,500 |
$12,500 |
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Posted in
Tracking Net Worth
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3 Comments »
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April 1st, 2025 at 05:39 pm 1743529169
April 1st, 2025 at 07:10 pm 1743534655
April 2nd, 2025 at 11:54 pm 1743638043