Assets:
NT's UK pensions:
AV: 22,397 pounds ($27,996)
SW: 27,225 pounds ($34,031)
FL: 6,462 pounds ($8,078)
NT's trad. IRA: $100,547
NT's Roth IRA: $56,914
AS's trad. IRA: $25,336
AS's Roth IRA: $82,582
AS's SEP IRA: $61,625
CJ's 401(k): $199,238
CJ's Roth IRA: $62,265
NT's flat: $212,500 (200,000 pounds value x1.25 -15%)
CJ/NT/AS house: $592,200 ($630,000 value -6%)
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TOTAL ASSETS: $1,463,312

Debt:
US Mortgage $371,796
Loan from friends (duplex) $9,000
UK Mortgage 1 $26,779
UK Mortgage 2 $5,645
UK Mortgage 3 $5,944
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TOTAL DEBT $419,164 

Current Estimated Net Worth: $1,044,148

December 2020 estimate: $1,039,463

Change in net worth: +$4,685

Summary: The markets did us no favors, but we made enough retirement contributions and paid off enough debt to show a modest gain this month.

Notes on the numbers above: House value estimates are usually approximate. UK pension values updated about once a year. UK asset values and debt amounts are calculated figuring $1.25 for every British pound.