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June 2020 net worth update

July 1st, 2020 at 03:34 am

Assets:
NT's UK pensions:
AV: 22,397 pounds ($27,996)
SW: 29,047 pounds ($36,309)
FL: 6,462 pounds ($8,078)
NT's 401(k): $88,673
NT's Roth IRA: $43,474
AS's trad. IRA: $21,004
AS's Roth IRA: $64,468
AS's SEP IRA: $45,695
CJ's 401(k): $153,837
CJ's Roth IRA: $47,862
NT's flat: $212,500 (200,000 pounds value x1.25 -15%)
CJ/NT/AS house: $427,281 ($454,554 value -6%)
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TOTAL ASSETS: $1,177,177

Debts:
US Mortgage $369,583
Loan from friends (duplex) $9,000
UK Mortgage 1 $228,120
UK Mortgage 2 $5,928
UK Mortgage 3 $6,243
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TOTAL DEBT $418,874

Current Estimated Net Worth: $758,303

May 2020 estimate: $743,824

Change in net worth: +$14,479

Summary: Our net worth finally surpassed our previous high which was way back in January. Five months later we have gained $545 in wealth. (And I'm certainly not counting on this amount.) I'm not going to do a retirement progress update yet though, because we've paid off about $5K in debt in those months, so I know overall our retirement accounts are still off their January highs.

I will be interested to see if our appraisal for the refi we're attempting will turn up a higher home value than what I have. But again, considering how weird everything is right now, not really counting on anything.

Notes on the numbers above: House value estimates are approximate. (I do have my eye on a comparable listing for the UK flat, but it's been on the market a long time.) UK pension values updated about once a year. UK asset values and debt amounts are calculated figuring $1.25 for every British pound.

1 Responses to “June 2020 net worth update”

  1. Amber Says:
    1593603795

    Awesome on the increase in wealth, every bit helps

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