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Update on tax bill goal: AS freelance check

May 9th, 2016 at 07:53 pm

AS got a $300 check in the mail for some freelance work. This was already figured into our future surplus but it affects the actual deficit.

AS freelance payment net: $195

Actual deficit: $4,606.79
Projected deficit w/ future money in: None! On paper we have a projected surplus of $8,414.44

Knowing our long-term budget looks good, and now that our checking account balance is no longer in the danger zone, it's tempting to pay off the CC balances we're carrying on some 0% interest cards. But I know the smart thing to do is wait until there's no actual deficit, or at least until it's closer to being eliminated, just in case anything unexpected happens.

Looking ahead, it's hard to predict when we'll actually clear up the budget deficit, but I think it'll be in July sometime. Once we do, future snowflakes and surplus will go toward AS's dental procedure. I'd love to be done paying for that by August or September! I want to start thinking long-term about our money, but until we clear up these two big expenses, it's hard to focus on anything but them.

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