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Various ramblings: Ceejay74's Personal Finance Blog
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Various ramblings

June 28th, 2015 at 11:21 pm

We've had a spendy-spend-spend week or so! I must admit, I'm kicking up my heels a bit and spending on stuff that seems frivolous. Smile But it's all cashflowed spending that doesn't take away from the necessary bills or retirement savings.

A random assortment of the spending:

A $4000 down payment for the living room reno, which starts tomorrow. Tonight we need to clear everything out of the room. NT came up with a plan to have our dining room table in his record room and have the living room furniture in the dining room. I don't know if it will all fit, but we'll find out tonight.

$5000 to the environmental group I found that does work in WV. They called when they received the check and were over the moon about it. Seem like a really good group that's getting things done on both legislative and awareness raising levels.

$750 donated by NT to a local group he supports when he can. They run on a shoestring budget so that was a big donation for them.

$500 to wire enough money to the UK to cover our July mortgage payments.

$120 for a robot mop. We love our robot vac, and this was a super good deal!

$120 or so for an alumni gathering I threw at our place. Lots of snacks and booze left over for us too.

$30 for tickets to a drag/burlesque Pride-related show and $80ish for drinks there, plus $21 for a T-shirt.

$60ish for eating at and admission to a food truck festival a couple blocks from us.

$20 for a toy for each of the girls (which they definitely did not need but it was fun to let them choose -- they picked the exact same toy!).

$60 for the last round of groceries for my volunteer cooking gig. I'll be cooking tomorrow and they'll pick it up Tuesday, and then my obligation is over!

...and other odds and ends here and there. Phew! It really has been quite the week!

On the good side, the tax guy got back to me and estimates about $15K for federal + MN + WV. I have $18K set aside, so that's good news! He also says we have enough withholding to be able to keep it aside and just pay it in at tax time. Not sure if I will or not. We could get a bit of interest income, I suppose, if I transferred it over to savings. Would you bother if you had to decide, or just send it to the governments so you don't have to worry about it?

5 Responses to “Various ramblings”

  1. creditcardfree Says:

    If you going to worry, then send it in. However, I would keep the cash until needed to pay. Smile

  2. My English Castle Says:

    Sounds like lots of fun!

  3. VS_ozgirl Says:

    I never send money to the government first. (We deal with this with my husband's income). I would let it all earn interest and then pay them the exact amount when required.

  4. ceejay74 Says:

    Thanks! It seems like a huge amount to keep back knowing I do owe it, but I took your advice and transferred it to my savings account. What's 1% interest, $15 per month? Still, if it sits there until tax day, I'll get over $100!

  5. FrugalTexan75 Says:

    I'd keep the money til I had to fork it over! $15 x 10 months is an extra $150! Smile And if you put it in Barclay's Dream Account it'd be 1.05% or mysavingdirect ? (Ima Saver?) it'd be 1.25%

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