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No-eating-out results, plus other ramblings

September 12th, 2012 at 04:17 am

Sept. 10: success
Sept. 11: success

It's my turn to stay home with the kids for trivia night, so a bonus is that I won't be spending on drinks out!

A few weeks ago, I applied all three of us for Bank of America Visa cards with a "spend $500, get $100" deal. It was one of the few companies I hadn't scammed ... er, uh, taken advantage of an offer with. Wink

AS and I got approved, and we also got our credit scores. I didn't keep them, but I believe hers was 800 and mine was 812! Even with all the opening and closing of credit cards, our scores are higher than ever.

NT got denied, and he got his score. It was a crushingly low ... 776. LOL. This must have been a picky credit card offer! Actually that's about as high as his score has ever been; he has a short credit history for his age, since they only track credit usage from his 6-7 years of living in the U.S. And for two out of those years, I've been opening and closing cards like crazy in his name.

So I won't say this busts the myth that it will harm your credit score, but here are three examples of scores staying stable or actually getting higher during a lot of credit card activity.

Anyway, we'll use the two new BoA visas to pay most of NT's $1000+ medical bill, and we'll get $200 back. Not bad! I haven't decided where to put that money; into the EF or back into the medical fund, probably. Meanwhile I'll start looking for other offers for us to apply to.

We finished charging up the three Delta Amex cards, so we'll soon have 90,000 miles plus whatever we already have in our frequent flyer accounts. We'll transfer them all into one account and try to pay for one of the UK trip plane tickets with them. Prices for the time period we want to go are staying pretty stable; $1050-$1011 for a one-stop flight; $1310-$1315 for a nonstop. I'm thinking even if we mostly pay for one ticket with miles, we'll still need to take a one-stop option to keep our airfare under $4000.

Today I had to dip a bit more into groceries to buy formula; it just wasn't going to last the week. I went ahead and got AA some shoes the next size up while I was at Target; I knew it was going to happen soon. Feels WEIRD to buy clothing for either of the kids; they both have massive wardrobes of clothing given to us. But shoes are one thing we don't get handed down very much, and doting friends and family prefer to buy cute little dresses and such.

I found a pair of sneakers for $14 and a pair of mary janes (that also have good grip on the soles and seem pretty comfortable) for $13. They're a bit big for her, so they should last a long time. And we do have a pair of snowboots we got as a hand-me-down, so we should be set for her for the winter.

That's all for now; I'm feeling very sleepy.

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