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Day of weird financial things

October 28th, 2011 at 09:45 pm

OK, first the only normal financial thing: one of AS's student loans hit, with $124 going to principal. That makes $1847 down, $53 to go on the October debt goal.

I went to AS's other online student loan account to see if that payment had hit yet. As soon as I logged in I knew the balance was lower than I expected. I checked my debt spreadsheet and sure enough, it was about $200 lower. I noticed a payment had hit on Oct. 21 for way more than our $61.55 autopay that usually hits the last couple days of the month. (That one hadn't hit yet.)

For a second I was really excited, thinking maybe there was an ontime-payment bonus or something that I'd forgotten about. But then I thought, what if it was someone else's student loan payment and it got applied to AS's account accidentally?

I called the student loan place and explained, and they said it was a payment by check. (I haven't paid student loans by check in years.) They put me on hold while they pulled up a scan of the check. Sure enough, it was for someone else's student loan! The rep said the account number was blurry and they'd entered a wrong number.

Phew! Sad to lose $200 extra on our debt repayment, but happy to think that someone else maybe won't have to go through a hellish rigamarole just to get a late fee taken off their account and have their payment found. Especially with NT's student loan account STILL not showing our payment from Oct. 17, I know how maddening that would be for someone.

***

About the time I was checking into that, the guy who owns the cleaning service emailed me. Said he'd noticed from our cleaning guy's timesheets that he spends 2 and a half hours at our condo, when we only pay for 2 hours. He asked the guy who said it's a solid 2 and a half hour job, and he'd thought he was supposed to be doing that anyway. Said if we wanted 2 hours, we might have to agree to rotate certain aspects of cleaning since he didn't think he could get it all done in 2 hours.

The upshot is, we've been getting an extra half hour of cleaning every 4 weeks. However, if we want to keep this level of cleaning, we're going to have to start paying for that half hour, which would be $26.26 more per month. Or we can talk about taking certain items off his cleaning list, or rotating them. We just got this email, so still trying to decide what to do. Weird, huh?

***

NT and I were talking about whether we should start the car share service next month instead of after the new year. We have our lawyer appointment out in another city in November, and a big college-alumni party in December that's out in the suburbs. I was thinking I should apply today at work because my workload has finally lightened up, but our Chinook Book coupon book is at home, and there's a half-off application fee coupon we wanted to use. Then I remembered that someone had put a 2011 Chinook Book in the breakroom and that those coupons were good until Oct. 31. I checked and, sure enough, the car share coupon was in there! So if it stays slow at work for the next hour, I might go ahead and apply. Isn't that a weird coincidence though?

I just had to write because I thought those were a lot of odd things to happen in a day (in an hour, really).

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