Layout:
Home > Progress on debt, sent off personal loan payoff, etc.

Progress on debt, sent off personal loan payoff, etc.

December 2nd, 2009 at 10:53 pm

First of all, many thanks for the responses to my last post, not only the kind congratulations and comments but also the suggestions and perspectives on daycare/babysitters/staying home. It's an issue that will require full examination of each option, and I'll take all of your opinions into account as I go along. I'm open to all points of view, so I appreciate anything you have to tell me!

My credit card payment hit, with $188 going toward principal. $986 down, $1914 to go on the December debt goal.

Also, I decided to send my Capital One personal loan payoff payment early! I have over $2000 in my checking account that is just reserved in case of medical expenses, so more than enough to keep the account in the black until payday on the 15th (since medical bills never need to be paid right away). I also took $600 from the emergency fund as planned to help with the payoff. Getting rid of this loan will also eliminate a $623 monthly bill, so it's well worth it. I'm hoping the payoff will post on Friday and I'll be able to do the happy dance as well as finally add something to the Old Debt Graveyard page again.

Yesterday, NT got a $50 holiday bonus from his job, so we added that to the laptop fund, and also counted and deposited our change jar (another $44) and the one-dollar bills I've been setting aside from my spending money ever since Ima Saver suggested it ($20 more!). We now have $1002.30, so we went to order our rejiggered Macbook Pro which is $999 with free shipping...except we forgot about sales tax! LOL. That's an extra $75, so we still need to raise $71.70. Ah well, we're getting there. NT is going to start setting aside his $1 bills too, and we have an office chair, some CDs and a couple other things we can try to sell.

Hmmm...I feel like there was one more thing I was going to blab about, but my pregnant brain has let me down again, and it's almost time to leave work, so it'll have to wait! Smile

3 Responses to “Progress on debt, sent off personal loan payoff, etc.”

  1. financeaholic Says:
    1259795852

    great job on the personal loan payoff! i bet that will feel good when it posts. when i paid off my car i expected balloons and confetti to fall from the ceiling lol Smile but that never happened.

  2. creditcardfree Says:
    1259849273

    Yipee!! The payoff is happening. I'll wait to dance with you when it is official. Smile

  3. monkeymama Says:
    1259866131

    That's awesome!

Leave a Reply

(Note: If you were logged in, we could automatically fill in these fields for you.)
*
Will not be published.
   

* Please spell out the number 4.  [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]