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About Me:

ceejay74

I'm the CFO of a three-adult, two-child, two-cat household. There's me (CJ, age 49), my husband (NT, age 50), my wife (AS, age 44), and our kids AA (age 13) and SL (age 11). The cats are named Whiskey and Clue and they're about 12 years old.

Until July 2007 we hadn't been serious about financial stability, but then we started focusing on paying down our massive debt, building an emergency fund and saving for retirement. In October 2010, we finished paying off all of our credit card debt--over $70,000! Adding in student loans and mortgages, we've paid off more than $250,000 of debt so far. In June 2015, we used a windfall to pay off all our remaining non-home-related debt!

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Big picture goals:

Buy a rental property in Minneapolis in 2022

8x income by age 65 OR Coast FIRE by 2031 (tracking retirement in two ways at the moment)

Completely debt-free by age 65 (2039)

My Pages

October goals

September 30th, 2009 at 09:54 pm

Brr, it feels like October all of a sudden this week! It'll be an exciting month--besides Halloween, we'll be seeing our lil' baby live on screen next week, and touring the birth center of the hospital we want to use. Also, we'll make our last mortgage payment at the 5.75% interest rate--starting Nov. 1 it goes down to 3.875% for a year!

October goals:

Debt: Pay off at least $2600 of debt.

Savings: Save at least $775 ($120 for AS's retirement; $655 for baby/EF)

Creative/crafts: Begin to brainstorm and plot novel idea for NaNoWriMo.

I'll still try and be conscious of the other areas--fitness, environmentalism, philanthropy and side hustles--but I'm not going to set any specific goals.

Posted in Uncategorized | 5 Comments »

5 Responses to “October goals”

creditcardfree Says:
September 30th, 2009 at 10:02 pm 1254348140
1254348140

Good luck! I'm sure you can do it.
HouseHopeful Says:
October 1st, 2009 at 01:17 am 1254359876
1254359876

October's going to be great! Good luck with everything!
ceejay74 Says:
October 1st, 2009 at 01:27 am 1254360437
1254360437

Thanks!
Peter Says:
October 1st, 2009 at 07:09 am 1254380984
1254380984

Looks like you're doing great! Keep it up. Good luck!
LuxLiving Says:
October 1st, 2009 at 06:45 pm 1254422750
1254422750

Awesome new mortgage interest rate!

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Ceejay74's Personal Finance Blog

A blog to help me document my journey out of debt.

October goals

5 Responses to “October goals”

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