We agreed on what to cut from our budget so that we can put the money withdrawn for tuition back in the baby/emergency fund:
$100 each for August and October car rental=$200
$100 of misc. entertainment money from November
$100 of grocery money from August, September and October, and $50 from November=$350
$20 per person spending money for August, September & October=$180
That comes to $830. The remaining tuition (after we used $900 of our vacation money) was $894.77, so that leaves about $65 that we need to come up with. Since our paychecks with furlough reductions were a bit more than I predicted last week, I think we'll make that up gradually when subsequent furlough-affected paychecks come in slightly higher than the budget accounts for.
Good to have that out of the way! Our meals will have to be a bit more carefully planned, but otherwise there won't be much pain over the next few months.
I don't actually have all the money in checking available to transfer back into savings, but I'm not recording the reduction in our EF on my spreadsheets (just a mental trick to make me feel good). I've got a line item in my Number Crunch worksheet to return the $894.77 to our savings account as soon as we've accumulated it.
Ugh...today is the first day I feel noticeably nauseous. Hope this isn't the beginning of a period of morning sickness; I was beginning to think I'd escape that disagreeable side effect altogether. Fingers crossed for that. So far my main symptom has been overall drowsiness and low energy, which hasn't been great for my monthly goals or my cooking/housekeeping efforts but isn't very unpleasant in itself.
Today I confirmed that USCIS received NT's evidence packet on July 13. I hope they send us something soon so that weight will be lifted off us.
Ooh, one more tidbit: I did another rental-car search and found an identical reservation at the same place for $40 less than when I booked ours a couple months ago. I promptly made a new reservation at the lower price and canceled our old one. I noticed insurance rates went up a tiny bit, but we still save overall. Anyway the insurance rate isn't something we can lock in, so it wouldn't have stayed lower if we'd kept our reservation. Woo hoo! $40 more for summer fun in Wisconsin.
Reconciled the budget to save the EF, etc.
July 20th, 2009 at 05:21 pm
July 20th, 2009 at 07:03 pm 1248116638
Anyway, I hope you don't feel too bad!
Funny, I found a list of my older son's first words and it included the word, "sick." I thought to myself, that is an odd word - the rest were like animal sounds and such. Then I remembered I was pregnant most of his second year - he got used to hearing, "mommy sick." So poor kid - one of his first words was sick.
July 20th, 2009 at 08:53 pm 1248123205
July 20th, 2009 at 09:08 pm 1248124125
on the flipside, another close friend of ours, M, is now 6 months pregnant. she hasn't had ANY morning sickness and only some very minor mood swings (apparently, according to her husband!!!). she said she's just a bit tired and hungry most of the time. she is also a vegetarian - but all of her tests came back fine and she doesn't need to have any supplements.
July 20th, 2009 at 09:27 pm 1248125275
north georgia, unfortunately I don't have my own car insurance (don't own a car), so the agency's coverage is the easiest thing. Luckily I can decline the collision/damage bit, because my Visa card supposedly would cover that.