Payment posted to my personal loan: $441 to principal. (Warning: gripe follows.) Now, last month I paid the same amount extra, and $480 went to principal. It's a fixed-term loan (meaning if I didn't do anything it would pay off in 5 years, unlike credit cards), so I called them because I don't know how these things work. The CSR let me know that since I'd paid on the 13th last time, less interest had accrued on my balance (interest is added daily, and right now it's at $6 per day). I asked how it was $49 different if only three days had passed, which should be $18. She said she didn't know what the interest per diem had been a month ago, and had know way of checking. How stupid! I'm sure interest didn't go down $10 per day, or else I'll be paying no interest in a month. Maybe I paid even later the month before? I guess they're not allowed to fudge my interest calculations, so I can only assume this is what I signed up for. I'm hoping to get this baby paid off by next August, but now I'm hoping I can do it even sooner, maybe next June!

But I digress...a lot! The good news is that I reached my June goal! Hooray! I wanted to pay off $2800, and I paid $2878.

Also, that means I've got $53,779 to go on my Big-Picture Goal.

Now to set another, even smaller goal for July, and hope that nothing hijacks my planned August comeback!