$58 to a credit card.
$2399 to go for January!
Another small step
December 30th, 2007 at 05:51 am
December 30th, 2007 at 07:13 am 1198998818
December 30th, 2007 at 02:48 pm 1199026086
December 30th, 2007 at 04:17 pm 1199031477
December 30th, 2007 at 11:53 pm 1199058802
Seriously though, I'm lucky to have 3 incomes flowing in. Before that though, when there were only two, when I decided we needed to stop going into debt and reverse the money flow, I basically just cut out pleasures that cost money for a few months. We got very little spending money, we weren't allowed to use credit cards, and that basically meant cooking at home every single meal, not going out anywhere, and finding cheap ways to entertain ourselves and keep our friends. (Hosting happy hours at our place was cheap; hosting a potluck BYOB happy hour would be even cheaper!) It was a brutal change of lifestyle, but it did it for us. Now we can breathe easier, but we still have to say "no" or "wait" to many things we want.
You are in a much hard place, koppur, so don't ask too much of yourself. Even just maintaining your current level of debt would be an amazing accomplishment! Things will change though. :-)
CJ