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October Goal

September 17th, 2007 at 11:06 pm

OK, on to the next step in my Ad Hoc Plan. Now that NT's full-time job kicked in, I wanted to make our repayment a little more aggressive, though the bulk of this new money will go toward spending money and saving up for travel, home improvement, etc. $2500 seemed like a good goal, and $2525 was catchy, so I decided to make that our new monthly goal.

I updated our overall goal, and realized that means I'm aiming to pay off almost $20K by the end of March, before our trip! Sounds crazy until I realize that in August and September, we paid $5,008, more than a quarter of that.

If we were able to keep at this pace, we'd be able to pay off all our debt, including our mortgages, in 15 years. (That means if I manage to snowball payments once I start eliminating debts, it could be faster than that.) Another exciting thought: We could be free of consumer/credit debt in less than three years. I've had credit card debts since I was about 24, so that would be an amazing feeling.

It's all about positive visualization!

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