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About Me:

ceejay74

I'm the CFO of a three-adult, two-child, two-cat household. There's me (CJ, age 49), my husband (NT, age 50), my wife (AS, age 44), and our kids AA (age 13) and SL (age 11). The cats are named Whiskey and Clue and they're about 12 years old.

Until July 2007 we hadn't been serious about financial stability, but then we started focusing on paying down our massive debt, building an emergency fund and saving for retirement. In October 2010, we finished paying off all of our credit card debt--over $70,000! Adding in student loans and mortgages, we've paid off more than $250,000 of debt so far. In June 2015, we used a windfall to pay off all our remaining non-home-related debt!

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Big picture goals:

Buy a rental property in Minneapolis in 2022

8x income by age 65 OR Coast FIRE by 2031 (tracking retirement in two ways at the moment)

Completely debt-free by age 65 (2039)

My Pages

2nd goal for The 1099 + 555 Plan

July 17th, 2007 at 03:10 pm

Debt starting 7/26:
Personal loan: 29,525
Reserve line: 1,101
Credit card: 18,197
Trip to England: 5,000
Mortgage: 183,996
Loan from Dad: 7,000
Student loan 1: 16,129
Student loan 2: 3,388
Student loan 3: 12,848
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7/26 total debt: $277,184

Goal for 8/26: $275,530

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Ceejay74's Personal Finance Blog

A blog to help me document my journey out of debt.

2nd goal for The 1099 + 555 Plan

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