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About Me:

ceejay74

I'm the CFO of a three-adult, two-child, two-cat household. There's me (CJ, age 49), my husband (NT, age 50), my wife (AS, age 44), and our kids AA (age 13) and SL (age 11). The cats are named Whiskey and Clue and they're about 12 years old.

Until July 2007 we hadn't been serious about financial stability, but then we started focusing on paying down our massive debt, building an emergency fund and saving for retirement. In October 2010, we finished paying off all of our credit card debt--over $70,000! Adding in student loans and mortgages, we've paid off more than $250,000 of debt so far. In June 2015, we used a windfall to pay off all our remaining non-home-related debt!

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Big picture goals:

Buy a rental property in Minneapolis in 2022

8x income by age 65 OR Coast FIRE by 2031 (tracking retirement in two ways at the moment)

Completely debt-free by age 65 (2039)

My Pages

Progress on January debt goal

January 4th, 2012 at 11:17 pm

I am WIPED. Sunday and Monday nights I stayed up late finishing "Getting Things Done" by David Allen and starting to get organized per his plan. Then last night I randomly got no sleep. I'm a 6- to 8-hours-per-night girl; can function on 6, do well on 7 and thrive on 8 (or 9, when I get a chance). Each of these last three nights I've gotten 4.5 to 5.5 hours of sleep. Not good.

So I'll have to update you on my getting-organized progress when I'm more conscious and rational. At this point I feel like I'm hallucinating. But I wanted to quick update my debt progress, since our mortgage payments hit on Tuesday:

US: $436 to principal
UK1: $262 to principal
UK2: $55 to principal
UK3: $58 to principal

All told, $811 paid. That brings us to $997 down, $1503 to go on the January debt goal.

Posted in Uncategorized | 4 Comments »

4 Responses to “Progress on January debt goal”

mjrube94 Says:
January 4th, 2012 at 11:46 pm 1325720795
1325720795

I love that book! Tough to implement all at once (I can't spend a weekend doing nothing but cleaning house). But there are definitely tons of ideas you can start right away.
rob62521 Says:
January 5th, 2012 at 12:30 am 1325723409
1325723409

Hope you get some rest. I'll have to check out that book.
CB in the City Says:
January 5th, 2012 at 01:44 am 1325727877
1325727877

It seems like every few nights I get really bad sleep. Don't know what it is, but it's so frustrating!
My English Castle Says:
January 5th, 2012 at 04:23 am 1325737399
1325737399

I like his "Write down the Next Thing./Action Step" Idea. Happy long dreams tonight!

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Ceejay74's Personal Finance Blog

A blog to help me document my journey out of debt.

Progress on January debt goal

4 Responses to “Progress on January debt goal”

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