Assets:
NT's UK pensions: 7,250 pounds ($14,500)
14,721 pounds ($29,442)
NT's 401(k): $6,900
AS's 403(b): $2,888
AS's IRA: $1,481
CJ's 401(k): $30,658
NT's flat: 130,000 pounds ($260,000)
CJ & AS's condo: $160,000
Baby/emergency fund (shared asset): $6,771
---
Total Assets: $512,640
Total Debt: $381,222
Current Estimated Net Worth: $131,418
November 2009 estimate: $127,671
Change in net worth: +$3,747
Summary: I decided to do my net worth calculation at the usual time of month, and to count this as my year-end net worth, even though a couple small payments will go through by the end of the year. It seems more consistent this way.
Our retirement accounts barely increased at all, but of course we paid off my Capital One personal loan, so our net worth still saw a healthy increase.
I will update my "Individual Net Worth" page shortly so you can see how it breaks out.
Notes on the numbers above: House value estimates are conservative. I don't have a way to check NT's UK pensions or flat value, so their values stay static for the purpose of this update (unless I happen to get some info by chance). UK asset values and debt amounts are calculated figuring $2 for every British pound, which was the exchange rate when I started keeping track. I maintain that ratio for the purpose of tracking progress, even though the exchange rate is now closer to $1.60 per British pound.
December 2009 year-end net worth update
December 21st, 2009 at 09:08 pm
December 22nd, 2009 at 12:43 am 1261442607
A six-figure net worth is a long long way away for me... it seems at the moment anyway...
I'm hoping to break the 10,000 barrier by the end of this year or maybe next month..
But enough about me.. I think you are in a healthy position... just keep on keeping on doing a hatchet job on that debt !! :-)
December 22nd, 2009 at 01:17 am 1261444679
December 22nd, 2009 at 12:53 pm 1261486437