Assets:
NT's UK pensions: 7,250 pounds ($14,500)
10,725 pounds ($21,450)
NT's 401(k): $3,081
AS's 403(b): $3,058
AS's CD: $500
CJ's 401(k): $19,639
NT's flat: 130,000 pounds ($260,000)
CJ & AS's condo: $170,000
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Total Assets: $492,228
Total Debt: $408,579
Current Estimated Net Worth: $83,649
December 2008 estimate: $81,526
Change in net worth: +$2,123
Summary: NT's and AS's retirement increased, but not enough to cover a loss of about $550 in my 401(k). So the jump in net worth is entirely due to paying down debt.
I haven't included my savings for the baby/emergency fund; I feel like that money is still in play and not secure enough to call an asset. Does anyone else count their emergency fund as assets?
I will update my "Individual Net Worth" page shortly so you can see how it breaks out.
Notes on the numbers above: House value estimates are conservative, and retirement totals don't include amounts currently unvested. I don't have a way to check NT's UK pensions, so their values stay static for the purpose of this update. UK asset values and debt amounts are calculated figuring $2 for every British pound, which was the exchange rate when I started keeping track. I maintain that ratio for the purpose of tracking progress, even though the exchange rate is now closer to $1.50 per British pound.
January 2009 net worth
January 22nd, 2009 at 10:28 pm
January 23rd, 2009 at 03:04 pm 1232723078
January 26th, 2009 at 04:21 pm 1232986879