Home > October 2023 net worth update

October 2023 net worth update

October 31st, 2023 at 08:34 pm

All our retirement accounts went down again, but due to a silly error last month, the pain is a little less on our balance sheet. Seems like last month I typed in one of NT's retirement account balances incorrectly--in fact $10K less than the actual balance. So last month it appeared we lost $25K in net worth but actually "only" lost $15K. This month we lost $15K but because I corrected that error from last month, it looks like we only lost $5K. The net result is, we've lost $55K of net worth over 3 months, or $30K over the past 4 months (because 4 months ago we got a $25K boost).

I know 3 months of losses isn't that big a window of time. Sure feels like a long time since we had a win though! At least our shared net worth is still over a million; hopefully we can cling on to that until the market turns upward again, but I don't take anything for granted.

NT's UK pensions:      
AV1: 25,760 pounds (new number 22,000) $32,200    
SW: 31,522 pounds $39,403    
AV2: 7,401 pounds $9,251    
NT's trad. rollover IRA $100,930    
NT's Roth IRA $68,617    
NT's SEP IRA $5,698    
AS's trad. rollover IRA $25,328    
AS's Roth IRA $93,013    
AS's SEP IRA $67,792    
CJ's trad. rollover IRA $222,575    
CJ's Roth IRA $72,230    
CJ/NT/AS house ($630,000 value -6%) $592,200    
CJ/NT/AS rental property ($554,000 value -6%) $520,760    
TOTAL ASSETS $1,849,997 retirement only: $737,037
Main mortgage $343,944    
Rental property mortgage $385,655    
HELOC $33,000    
Loan from friends (main house) $9,000    
TOTAL DEBT $771,599    
Current Estimated Net Worth October 2023 $1,078,398    
September 2023 estimate: $1,083,831    
Change in net worth -$5,433    

1 Responses to “October 2023 net worth update”

  1. Amber Says:

    My net worth decreased, I haven’t looked at it in a while, I’m nowhere near a million; however I’m glad it’s positive vs negative

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