Whew. Some planned hits, and several unexpected ones.

Unexpected: We reserved a car for the UK thinking it would just be a hold on the credit card and we could pay with the UK debit card. Nope, they charged us. We may bring cash home from the trip to pay it off, but for now counting it as an expense from our U.S. finances. $470.83.

Expected: Date night while the kids were at the daycare sleepover. We had a great dinner at a new vegan restaurant and drinks and snacks at another place we'd never been to before. It was a beautiful night. I had $55 stashed for the night but we spent $104.37 over that.

Unexpected: An escrow shortfall meaning our mortgage payment will go up $312.54 per month, starting Aug. 1! (Supposedly not permanently, just until the shortage is made up...) Since I've budgeted the shortfall/escrow through the end of the year, that means $1,562.70. Oof, that hurts. The only bright spot is that it's coming later, and in small increments, so I'm only taking it out of future surplus, not current deficit.

Expected: Father's Day festivities. NT wanted lunch at a Vietnamese restaurant, a day at the movies (Finding Dory: excellent by the way!) with snacks included, and we stopped by the grocery store for berries (were going to get ice cream but everyone was stuffed and sugared up). $160.98 -- almost exactly the same as date night, I just realized!

Anyway, the two expected expenses were totally worth it for the fun we had, and the two unexpected ones were unavoidable, so it is what it is.

UK car rental: $470.83
Date night: $104.37
Mortgage payment increase Aug-Dec: $1,562.70 (affects future surplus only)
Father's Day: $160.98

Actual deficit: $5,822.27
Projected future surplus: $3,661.99

Boo hiss.