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Progress on April debt goal, nasty little mortgage surprise, etc.

April 1st, 2015 at 05:09 pm

Today was the first time in my life that I haven't paid a mortgage payment on time. The title company recommended I not pay the April condo mortgage payment, since we're closing the 9th and they'll get paid off before a late fee would be triggered. Still, it feels weird!

Also, when I logged into the duplex mortgage account, I got an unpleasant surprise--our payment has increased by $66 per month. If they notified us about it, I missed that, so I emailed them just to know. I'm sure it's something to do with property taxes or whatever. I emailed the broker, since now I even more want to refi and try to bring the payment lower. Shame that whatever refi we get will now have $66 less positive impact than I thought it would. Frown

Anyway, the duplex mortgage and the three UK mortgages all hit:
US: $638 to principal
UK1: $221
UK2: $46
UK3: $48

In addition, NT's student loan payment hit. I thought I'd enrolled in autodebit, but when I noticed the payment hadn't posted by the due date I logged in, and it was overdue. I had to pay it manually and I couldn't try to enroll in autodebit until the payment had posted. It finally posted today and I did the autodebit process again. Hopefully it takes this time--not sure what I might have done wrong last time!

So the payment did finally hit, and $43 went to principal.

All told, that's $996 down, $104 to go on the April debt goal.

2 Responses to “Progress on April debt goal, nasty little mortgage surprise, etc.”

  1. rob62521 Says:
    1427923688

    I bet that is weird not to pay, but glad it is for a good reason.

  2. creditcardfree Says:
    1428031397

    You could still make the payment. You owe the interest anyway. And it will mean less at closing to get a check for...but it is really the same math!

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