I decided to make the April goal to just pay the minimum on debt, which I believe now that the condo mortgage will be gone will be about $1100.
I do want to start paying extra to debt soon, but since there are a few more things that need clearing up in April, I'm not sure if it will be this month. Definitely by May I want to be paying more than the minimum.
Even if we got the WV money by mid-April, which is seeming less and less likely, we might not pay any extra on debt this month. I'd want to talk to my tax guy and the mortgage broker before I did anything.
I had insomnia last night through this morning, which is why I'm blogging at 6:30 am. Not usually up at this hour! I wasn't worrying about anything in particular, but since I was clearly not going to get back to sleep, I started thinking about how I want my life to change once all this financial stuff is settled.
I've been really really preoccupied with it all, to the point where it's been difficult to turn my mind to other matters. I still do hang out with people, do things with my partners and kids, get stuff done at work, etc., but none of those things have been getting my full attention. Every time I have down time I'm in my head, wondering about various uncertainties and running scenarios. I'm on the computer every chance I get, even if I don't have any new information to add to my spreadsheets, just looking them over and thinking about various items coming in and out, calculating when we might be able to loosen up our uber-tight budget, etc.
I've gotten so used to being in this state that I feel like I need to "consciously uncouple" from it (to steal a nauseating term from pop culture). I used some of my insomnia time to plan how to do that.
One thing is going to be less time on the computer, for sure. So one thing I did today in preparation was pare down my Facebook feed. I love seeing what everyone is up to but it's too time-consuming. So I pretty much hid everything except some news and politics sites and my close friends. (And I only kept the ones that don't post too much boring stuff.) This way I can use Facebook to keep up on news and the people I hang out with regularly. Less close friends will still be able to reach me via Facebook; I just won't know what they post there.
Setting April debt goal
March 30th, 2015 at 11:36 am
March 30th, 2015 at 02:27 pm 1427725641
I certainly do admire how you always manage to stay on track with your goals no matter what is going on in your life. I go off the rails every once in a while because things get crazy, then I have to pull back and regroup.
March 31st, 2015 at 12:31 am 1427761888
March 31st, 2015 at 10:51 am 1427799068