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Home > One last bit of debt progress in 2013, plus other financial reckonings

One last bit of debt progress in 2013, plus other financial reckonings

December 27th, 2013 at 06:05 pm

AS's student loan payment hit today, with $133 going to principal. That takes us to $3236 of progress for December, exceeding the $3200 goal.

Our total payoff this year is $35,113. SO close to breaking the record we set in 2008, but not quite! Still, a really good year.

That takes our total debt payment since the journey began to at least $194,649 and possibly $196,319 (the records are a bit patchy from back then). We'll be hitting the $200K mark soon!

I've spent all morning on the computer, tidying up various financial things:
- Checked all our credit cards to plan future payments and also make sure the Target breach didn't cause any suspicious charges.
- Tried to cover our holiday overspending with current and upcoming credit card rewards. Got within $80, which we can hopefully cover by having a light grocery week.
- Put holiday money from the grandparents ($130 total) into the girls' mutual funds.
- Redeemed Barclay travel rewards ($1275 across 3 cards) to partially pay for our Feb. vacation (airfare and hotel for Puerto Rico!). That was a really great deal; spent about $1000 each to earn $425 each in travel rewards. They're super easy to redeem too. I recommend that card if you're planning a trip in the future.
- Figured out some Paypal stuff, including redeeming for my Dietbet and some Pinecone rewards.

Shudder -- Dietbet. I'm glad I'm not in it anymore; it's been a very indulgent week. I'm afraid there's going to be quite a bit of food wasted/thrown out, because I stuff myself on something, have leftovers once and then never want to look at it again. Oh well; we hardly ever throw out food, so it won't be the end of the world.

We might also need to throw out some veggies; we bought food to feed AS's mom, but it's hard to plan around when she's coming over, and she hasn't been coming over for lunch, just dinner, so we have way more than we needed. There are things like bean sprouts that you can't freeze or cook; if you don't use them in time they just go bad.

Well, we'll have a reckoning on Sunday after she's gone, clear out what isn't going to be eaten, see what ingredients are still salvageable, and try to create a menu out of those with minimal grocery shopping required.

It's been fun to break from all our normal routines of frugality, sensible eating and strict schedules. But part of me can't wait to get back onto them. Our routines may seem constricting but they really work for us!

1 Responses to “One last bit of debt progress in 2013, plus other financial reckonings”

  1. rob62521 Says:
    1388191887

    There is something to be said for routines...it is fun getting out of them for awhile, but we often miss them.

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