Hey, what do you know? AS's student loan payments did hit by the end of the month after all. $121 and $60 to principal, so $181 total.
That means $3219 was paid in December, and $29,240 total was paid in 2010!
I also made a weird discovery. One of AS's student loans, which I had listed in my debt spreadsheet as being at 4.5% fixed interest rate, actually has a 3.25% interest rate (fixed)! I have no idea how I've had that wrong all these years. I made the spreadsheet in 2007 and I guess never noticed that I had that number wrong.
So our interest rates are even better than I thought! Here's what we have at what rate:
$25,050 at 6.8% fixed (NT student loan)
$6,814 at 6.55% fixed (AS student loan)
$4,243 at 3.85% variable (NT student loan)
$170,944 at 3.5% variable (CJ/AS mortgage)
$13,568 at 3.25% fixed (AS student loan)
$1,030 at 2.25% variable (AS student loan)
$76,760 at 1.49% variable (NT mortgage)
$16,182 at 1.49% variable (NT HEL)
$17,038 at 1.49% variable (NT HEL)
And $19,991 of estimated future NT student loan debt (not borrowed yet)
Of course I don't expect interest rates to stagnate forever, and there are a lot of variable rates on there, but I'm going to enjoy it while it lasts!
Last two debt payments of 2010; other debt stats
December 30th, 2010 at 05:38 pm
December 30th, 2010 at 05:43 pm 1293730998
December 30th, 2010 at 06:07 pm 1293732423
December 30th, 2010 at 06:09 pm 1293732587
December 30th, 2010 at 06:33 pm 1293733982
December 30th, 2010 at 08:47 pm 1293742022
Only 12 years of that kinda performance and you're all debt-free !! With TWO mortgage-free properties..
Pretty impressive ! :-)
December 31st, 2010 at 12:55 am 1293756943
December 31st, 2010 at 08:43 pm 1293828219