My regular biweekly savings deposit hit, just $25 this time since we're focused on eliminating my personal loan. $145 saved, $25 to go on my savings goal for the month.

NT got another student-loan refund check, just $250 this time. Once again we shifted that money into paying down the personal loan, which is now down to $6,073, with another big payment (actually coming from cash, not debt shifting) coming next week. Unfortunately it did push our education debt back up over $75,000, but AS's student loan payments will bring it back under that number by the end of the month.

So far we've used $5301 of NT's student loans to pay down the personal loan. Since A) his loans are lower-interest, B) the interest is tax-deductible and C) we don't have regular payments on them (just interest a couple times a year), it makes sense for baby planning to work on this other loan first, which is higher-interest and has a fixed $623 monthly payment until it's paid off. And NT has by far the highest (i.e., positive) individual net worth of our household, so it can take the hit and he's still in a good place.

Had my 14.5-week appointment today and got to hear the heartbeat again! She didn't linger on it; just checking to make sure it was still there, but it was nice to hear for a second anyway. Our ultrasound is 4 weeks away and we're all going to that appointment for sure! The screening for potential issues is in two weeks, and I'm a little nervous about that, but so far I've had a better-than-textbook pregnancy, so I'm also optimistic.