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Random Monday updates

August 24th, 2009 at 01:55 pm

Today I'm at 12 weeks in my pregnancy! Yippee! I feel so much more relaxed about my prospects, though I know it's never a sure thing. Also my vague dislike of food is waning and my energy steadily returning.

Vacation starts Saturday! Actually, I took Friday off as well, just to putter around getting ready with no hurry. Some friends are having a BBQ Friday too, which will be a nice way to see some folks before we leave for a week.

We're leaving Saturday morning, stopping off in Wisconsin Dells for lunch (no waterparking, though we'll probably be able to see some of the more impressive rides from the highway) and arriving at our first cottage in the late afternoon. We're staying on Lake Kegonsa, about 20 minutes outside of Madison. I've done research on veggie-friendly restaurants in Madison and we'll probably check out a few, but we'll also have a charcoal grill (a rare and decadent treat) at the cottage and will want to grill some as well. We'll try to take a day trip out to see the House on the Rock, a crazy funhouse/museum built by an eccentric and prominently featured in the book American Gods by Neil Gaiman.

We're staying three nights, then heading out next Tuesday morning and driving about four hours to a cottage in Ephraim, a small town on the Door County peninsula. We'll be there for four nights, and might take a ferry, go minigolfing, rent bikes...whatever takes our fancy. We'll probably mostly cook there, but I did find one veggie-friendly restaurant a town over that we can check out if we feel like it.

We'll get back to Minneapolis next Saturday night, and head over to a friend's birthday party (he's visiting from New York, so we really hope we're not too tired). Then, Sunday or Monday, we'll go stuff our faces and look at crafts at the State Fair.

I've already transferred the money from savings into checking. We're down to $740 spending money because of furloughs and tuition, but I have high hopes that it'll be plenty for whatever we want to do, since we'll be cooking some and using the grocery budget for that. We'll each have our $60 spending money for the week too, so that will help.

I got a glimpse into how expensive this pregnancy is going to be on my high-deductible insurance; my first visit is going to cost me over $500. Hopefully some of the visits will be cheaper than that, but I bet the ultrasound one is going to be nuts. I have about $650 in checking and $630 in my HSA, with $250 more going into the HSA each month. So this first visit's going to cut that money nearly in half. Well, the EF is there if I need it, though I hope it doesn't come to that.

I've been keeping a spreadsheet of baby expenses and savings. (The savings is $20 each month that I don't have to spend on birth control pills.) Thus far I'm actually in the black, though of course when that $500+ bill comes I'll be permanently in the red from then on. Still, I think it'll be a great exercise in considering each purchase and deciding if we need it for my or our baby's well-being. We'll be taking any handouts from our friends and seeing how much we can get second-hand.

NT had three $3 Pinecone surveys recently and I got a $7 rebate in the mail. I've put those toward the personal loan payment going out in September.

We're nearly a month behind on 365 Days of Dinner! I'm hoping AS or NT will do an entry or two for me, just to get me back on track. I feel more able to do the entries since I'm not as nauseous about food, but I feel overwhelmed by how many days there are to do. So don't be surprised if you see a guest post from one of my spouses sometime soon!

5 Responses to “Random Monday updates”

  1. shiela Says:

    Have a nice vacation.

  2. cityjane Says:

    CJ - Just wanted to let you know we paid out of pocket for our 20 week ultrasound and it was around $400. We could have found an drs office that was cheaper (our midwife actually suggested a practice that was around ~$200) but we went with the drs office that our midwife uses routinely. In any case, asking upfront how much the ultrasound is going to cost is apparently no big deal - and you may want to have them go ahead submit the charge to your insurance company. Ours declined to paid, since my pregnancy wasn't covered, but they said that it never hurts to try!

    Oh and this is a blog you might enjoy - its all about paying for pregnancy without health insurance:

  3. ceejay74 Says:

    Thanks cityjane, both for your perspective and the link. $400 doesn't sound bad--I hope ours isn't more! I'll check out hisboyscanswim; the name made me laugh because we've been repeating that line from Seinfeld as well.

  4. frugaltexan75 Says:

    I lived in Madison from the time I was 2 1/2 until I was 5. I remember in the winter the snow piled up so high that my dad made tunnels in our front yard that my best friend Nikki and I were able to sled through. Big Grin
    Good thing you're going before the snows hit. Big Grin

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