Personal loan payment hit, with $523 going to principal. That's $1,492 down, $1,044 to go on my December goal. I will mail my dad's check out after Christmas (per his request, to avoid mail rush) and then I have a student loan payment for AS and a credit card payment for NT near the end of the month, so I should surpass easily. Yay! Since I've decided to continue my challenges right to the end of the month, even if I hit my goal before then, I won't post my final results till New Year's Eve.

Still considering what I want to do for my New Year's resolutions. Since monthly debt payoff challenges have worked so well to keep me focused in that area, I'm thinking about creating monthly fitness and environmental challenges as well. I might make that my resolution, rather than specific measurements, since it's really an unpredictable year I'm facing (exciting, but not good for making specific resolutions ). But, I've still got a little time to think it over.