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Good and bad money news this week

June 1st, 2017 at 06:13 pm

First the good: NT was able to fill up all the bus passes we needed with reimbursable expenses, so we were able to save $100 in the budget. AS is still benefiting from catching up on this mysterious healthcare discount, so we saved about $176 in the budget! (Next month I think it'll be about $85 less than budgeted for, but I'm not counting on it because I'm not sure what this discount is for.) We also earned $10 in credit card rewards and checking account interest.

I put $100 into savings and the rest toward our shared spending deficit. Even with having a planned restaurant dinner night and me and AS getting some clothes, our deficit is only $500, and we have a bunch of money expected from AS's freelance job.

We found some 4' by 4' raised garden beds for half price on Amazon and ordered two at $25 apiece. Our downstairs neighbors ordered one too.

However ...

I found out that our homeowner insurance will be going up $54 per month in August. That's the same month we'll be done paying in for an escrow shortfall, so I was looking forward to saving about $120 per month, but now the mortgage will only be about $70 less than it is now. Bummer.

Also, we found out our leaky outdoor spigot was due to a pipe freezing and bursting over the winter, and our first quote to fix it is $675.

Plus, we got a massive wasp infestation in our screened-in porch. They found some tiny gaps in the screen's frame, poured in by the hundreds and started building several nests on our porch. We have pest control coming out tomorrow; estimate is $175 to get rid of them.

So overall it's been a bad money week. But I know we'll be able to fund these expenses with AS's expected freelance income.

Which is good because we have to pay for more swim and dance lessons soon and start saving up for AS's June trip and the August family vacation. Oh, and the kids will need a bunch of school supplies over the summer. And AS and I really want a fancy dinner date for our 20-year dating anniversary coming up in July!

6 Responses to “Good and bad money news this week”

  1. LuckyRobin Says:

    I remember the days of swim and dance lessons. Seems like a long time ago now. Have you considered putting the girls into tae kwon do or another form of martial arts as they get older? It was one of the best things I did for my daughter. My son, too, but I think it's even more important for young girls to be able to defend themselves in this day and age. They start them pretty young here.

  2. creditcardfree Says:

    Darn on those unexpected expenses. That seems to be the way of it with home ownership.

  3. ceejay74 Says:

    We have considered that, LR. There are a couple martial arts studios within busing or walking distance. Swim is a necessity but dance is just a fun activity, so we could alternate that with martial arts at some point. Especially this summer, when my older daughter's visual arts class isn't available on weekends.

  4. LuckyRobin Says:

    Yeah, swim was one of the first things we did, too. With so many lakes, ponds, rivers, creeks, and the bay so close at hand here, swimming was also a form of self-defense.

  5. ceejay74 Says:

    Land of 10,000 lakes here, so I get it! Plus husband is from an island (UK). Smile

  6. FrugalTexan75 Says:

    Too bad about all the unexpected expenses.

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