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NT's getting another raise! and other money stuff

December 6th, 2016 at 02:33 pm

NT's company is doing phenomenally well lately. Although we haven't heard confirmation of a year-end bonus, they've gotten big ones on just regular years, so we're hoping for a nice sized one to be announced soon.

But they DID let everyone know they're getting a 3.5% raise in 2017! I'll be upping NT's 401(k) another percent when that happens, so we'll only see 2.5%. I'm conservatively estimating another $30 per paycheck after taxes, or $60 per month.

Also, our mortgage randomly went down $40 this past payment! It looks like the escrow shortage amount was less. Assuming that stays the same until the escrow is caught up, that's another $40 per month. So $100 per month in the 2017 budget just from two random occurrences. Pretty sweet! It doesn't make up for our healthcare increases, but since I'd already factored those in, it feels like a win.

AS is still cranking away at her freelance work; should be a pretty big month for receiving checks. If not, then January will be big. We've now got nearly $7K saved up for the bathroom renovation. We're thinking it'll be $12K-$13K total. So we're getting there. I think 2017 is going to be the year her business really takes off; she's now got a hundred-dollar-an-hour client who sounds like they have a lot of work. She can probably shed some more of her lower-paying clients and less pleasant work.

Let's see; I did finish NaNoWriMo; did I say that already? Despite getting really behind the first part of the month, I finished earlier than I ever have before.

I haven't even looked at Xmas shopping yet. Right after NaNoWriMo I dove into an editing project helping AS out for her class, then was really behind on my regular job so have been playing catchup ever since. Plus we've all been taking turns getting sick for the past month or two. AA was the latest, staying home with strep yesterday.

In between all of that I went to NT's work holiday party, my college alumni holiday party, and our 10-year anniversary dinner. All were a blast! I got such thoughtful anniversary gifts from NT and AS. I didn't set us a budget for gifts for one another, but we each stayed within $60 to $200, so it was really reasonable but felt extravagant because there was no dollar limit.

Now those things are back in balance, we will probably get a lot of Xmas stuff done this week. And walking! I want to get back into nightly walks. Too bad I missed the mild November and early December weather; now it's probably too cold to walk and I'll have to do it on the treadmill in the basement.

Hoping things will be settling down now so I can come back here and participate more regularly!

5 Responses to “NT's getting another raise! and other money stuff”

  1. rob62521 Says:

    Congrats on NT's raise! Hope things settle down so you can blog more!

  2. Carol Says:

    Good news on so many fronts. Congratulations--especially finishing NaNoWriMo!

  3. pjmama Says:

    Congrats to NT for the raise and congrats to you for finishing NaNo!! That's amazing

  4. LivingAlmostLarge Says:

    Congratulations!

  5. FrugalTexan75 Says:

    Good news on NT's raise!

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