ceejay74

I'm the financial head of a three-adult household. We have great credit and income but massive debt. I've always paid bills on time but beyond that haven't planned very well. Now we have some definite goals, so we need to get serious about financial stability. DEBT AS OF JULY 19, 2008: Credit card/personal: $52,892 Home/mortgage: $300,123 Education: $71,689 ($31,689 actual; $40,000 estimated future) TOTAL HOUSEHOLD DEBT: $424,704 ($384,704 actual; $40,000 estimated future) August 2008 goal: pay off $3500 by 8/31 Progress: $3135 down, $365 to go Goal balance: $421,204 Balance as of 8/6: $421,569 Big-Picture Goal, begun 1/1/08: Pay off all credit card and personal loan debt by 12/31/09 Beginning balance: $70,251 Current balance (8/6/08): $50,301

• Date Started: Jun 21, 2007
• Entries: 209
• Comments: 353
• Total Visits: 59,350

Past Goals and Results

Past Debt Payoff Goals (G) and Results (R)

July '07: G $1654; R $1733!
Aug. '07: G $2185; R $2581!
Sept. '07: G $2185; R $2427!
Oct. '07: G $2525; R $2544!
Nov. '07: G $2525; R $2545!
Dec. '07: G $2525; R $2571!
Jan. '08: G $1575; R $1592!
Feb. '08: G $2900; R $3559!

Overall Ad Hoc Goal: $19,520 (from $457,655 on 7/31/07 down to $438,135) by 3/31/08; R: $20,463 by 3/4/08!

March '08: G $3400; R $3400
April '08: G $3000; R $3099!
May '08: G $4100; R $4305!
June '08: G $2800; R $2878!
July '08: G $1450; R $1450

Amount paid off since July 2007:
$34,684