Ceejay74's Personal Finance Blog

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ceejay74
I'm the financial head of a three-adult household. We have great credit and income but massive debt. I've always paid bills on time but beyond that haven't planned very well. Now we have some definite goals, so we need to get serious about financial stability.

DEBT AS OF JULY 19, 2008:
Credit card/personal: $49,849
Home/mortgage: $299,643
Education: $71,625
($31,625 actual; $40,000 estimated future)
TOTAL HOUSEHOLD DEBT: $421,117
($381,117 actual; $40,000 estimated future)

September 2008 goal: pay off $1350 by 9/30
Progress:
$0 down, $1350 to go
Goal balance: $419,767
Balance as of 8/14: $421,117

Big-Picture Goal, begun 1/1/08:
Pay off all credit card and personal loan debt by 12/31/09
Beginning balance: $70,251
Current balance (8/14/08): $49,849
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- Date Started: Jun 21, 2007
- Entries: 220
- Comments: 380
- Total Visits: 69,625
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