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Credit scores

September 8th, 2016 at 03:50 pm

It seems like credit card companies just give away credit scores like crazy now! I remember when they were hard to come by without paying. NT's is always available on our Amex card, mine is now available on my Capital One, and I checked AS's old Capital One just now to make sure it got canceled -- although the card is canceled and account closed, they offered me access to her credit score anyway!

I don't know how "official" these scores are (whether they're estimates or the actual credit bureau's score), but I assume they wouldn't bother too much with inaccurate quotes.

So we're in pretty decent shape:
AS: 784
Me: 784
NT: 781

I think (ironically) all the credit checks during the refi consideration process may have caused us to dip. Also we've gone through a lot of new credit cards this past year reaping rewards and then closing them out. But these are good scores.

4 Responses to “Credit scores”

  1. Carol Says:
    1473369640

    They sure are.

  2. PatientSaver Says:
    1473385976

    Depending on which credit cards you have, they seem to get use different scores. Some use Experian, for instance, others use TransUnion and so on. The standard bearer when it comes to credit scores is FICO.

  3. FrugalTexan75 Says:
    1473480632

    I have a 30 point difference between my Cap One credit score and my Amex one ... not sure why. My mortgage also still hasn't shown up (still says "no installment accounts")

  4. rob62521 Says:
    1473621486

    Great scores! My Discover card sends mine to me each month. I spend about the same each month and haven't opened any new accounts so I'm not sure why there was a dip last month though. Not a horrible one.

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