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Home > Semi-controlled spending spree

Semi-controlled spending spree

October 13th, 2015 at 10:19 am

Whew! Our staycation at the beginning of October turned into a "spendcation," and we're still going. I've been holding out buying more decor for our living and dining rooms, but the new seating looked so weird and out of place in the mostly empty room. Plus we're having a Halloween party which will be our first major gathering at the new house, so I'd love to have the two main rooms done.

So we spent much of our Friday off going to various thrift, antique and furniture stores. We also supplemented with shopping online. Some things still have yet to arrive, but what we have so far is making the living room look much better.

How am I paying for it? Well, I decided to take some of the money allotted for future stuff. I felt like it would be worth the saving-up later to have a finished-looking living room/dining room sooner.

I took $800 from utilities line item, realizing I probably have way more than I need set aside, since next year's budget includes monthly line items based on real amounts.

I took $1000 from our UK airfare savings. I reckon we'll still have enough to buy tickets by the end of this year.

I took the $1500 I had saved for lawyer/application fees for transferring part ownership of the duplex and applying for permission to build an accessory dwelling unit (granny flat) on our property. I can't really move forward on these things until our downstairs neighbor (the lawyer) finishes drawing up the contract for joint ownership. He's been dragging his feet on it, so I figure if it takes me a while to save up the fees for MY lawyer to review it once he's done, fair is fair. I've been holding onto that money for months and months. He can wait once he gives me the draft of the contract.

The rest of the money for our new decor/renovations is coming out of money I'd earmarked for maxing out the 2015 Roths by January. I have until April to max them out, so I could still hit that goal. So far I've only taken about $600 of that line item, but I might use more of it before we're done. (We seem to be pretty close, though.)

The result is going to be rooms that look great, are comfortable and make us happy. And I can re-fund those other budget categories.

What did we get for the money? Let's see if I can remember (some of these are rounded numbers).
Vintage side table $45
Materials to build a behind-sofa table $60
Wood blinds for living and dining rooms $600
Radiator covers (including shelving and window seat) for living and dining rooms $1150
Lucite floor lamp $350
Modern side table $150
Flannel drink coasters $25
Art (three small framed pieces) $150
Picture frames, wall clock, plants, bedroom curtains $180
Dining room ceiling light $400
Wall clock $70
Wooden robot decoration $30
Wooden ferris wheel decoration $95
Wine fridge $100
Drinks cabinet $425
Magazine rack (to hold laptops while charging) $60
Throw blankets $60
Decorative bowls $25

We also "borrowed" about $1000 from the UK tickets fund for our staycation meals out, as well as a couple other wants/needs (sneakers, Halloween costumes, school lunches, cat adoption fee, underwear, etc.) We're getting at least $1700 of shared spending money by the end of November, possibly more, so we'll be able to make that up pretty easily as well.

Feels heady and weird to spend allocated money on something other than what it was intended for! But at the same time, not stressful or scary like putting stuff on credit cards would be. This is after all our money, and we can change our minds about what order we do things in.

To end on a savings note instead, I put nearly $1000 more toward AS's retirement, and it appears all our accounts have recovered (possibly temporarily, if the bear market comes back) about 75% of the value lost during the downturn.

7 Responses to “Semi-controlled spending spree”

  1. CB in the City Says:

    Isn't it amazing how furnishings add up? And that's not even the big pieces!

  2. SecretarySaving Says:

    That's a lot of shopping! I love shopping.

  3. FrugalTexan75 Says:

    You know we want pictures right? Smile

  4. Buendia Says:

    I move the money around like that, too! I'd love to see photos!

  5. ceejay74 Says:

    CB, I know! Secretary, it was super fun--and exciting to try and bring a room to life vs. just getting the bare minimum and/or cheapest. (We still looked for deals, but tried not to be afraid of getting our favorite stuff even if it cost a little more.)

    FT & Beundia, you bet! I'm just waiting for a few more things to arrive, and then I'll be ready for "before and after" shots. (If SA won't let me post, I'll at least put them on OF.) It might not be until early November; the blinds are custom-builds so that's when they estimate their arrival.

  6. starfishy Says:

    sounds like fun! dying to see the "wooden robot decoration". Smile

  7. ceejay74 Says:

    It's so cute! Big Grin We all love robots, especially NT, who even has an Iron Giant tattoo.

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