Closing was at 10am today; it went without a hitch. We are now down to two properties and about $130K less in debt.
Coming on the heels of my dad's email from yesterday, it felt like our lives changed in the span of a day. We feel light, optimistic, and eager to stop denying ourselves every little thing. We've already thought of a few long-delayed wants that we want to spend some of our freed-up cash on. A stove with all the burners working, for one!
We passed the condo on the bus on the way back and there was a very little nostalgic tug, but mostly just a feeling of a weight and unwanted responsibility being gone.
I bought us lunch from our favorite deli before we went our respective ways to work the rest of the afternoon. It was from my spending money. We decided we'd still have some allocated spending money, but also a bucket of unallocated money that we agree on uses for. It's a small bucket right now, but as AS's freelance checks roll in, we'll start to fill it up (and pull from it).
I sent the last few documents off to the duplex broker, and he said he'd try to submit the refi to underwriting today.
So happy.
We sold the condo!!!!!
April 9th, 2015 at 09:03 pm
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I can feel the relief from here.
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April 11th, 2015 at 01:46 am 1428716805
With extra cash, you can do a lot of things you have been postponing. Once you get the spending bug out of your systems, it might be time to ramp up the collective retirement savings. Very few people work until they are 65 and it would be nice to have the choice for all three of you to retire sooner as an option.
April 11th, 2015 at 02:09 am 1428718199
I'm thinking I'll use all of my and NT's freed-up income (about $2K per month at present, more soon) to ramp up retirement and pay down debt. (Mostly retirement.) AS's income (not counting tax withholding and 10% retirement) we can use for our "spending bug" urges.
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