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Tidbits and not much else

March 31st, 2015 at 09:45 pm

Last night I went to my friend's place to help her with her finances. It was interesting and fun, and she provided wine and takeout Chinese (plus gave me the leftovers!). So it felt like quite the treat.

Luckily she's in a pretty good spot; she'd been afraid to really examine her finances for fear that she was way out of balance. But not really. We sketched out some goals: to stick to a budget using the Mint app, to try and get her student loan payments reduced since she's now getting divorced, and to set aside some money to save up for a future trip and for eventually replacing her car. Then we put a follow-up meeting on our calendars to check on her progress in a month.

Today we signed the amendment to the condo purchase agreement and sent it back to our agent. I emailed the broker about the duplex refi and he said he'd look into whether it was a possibility now. I'll email him every morning until he gets back to me.

AS got $400 of freelance money in the mail. We're at the point where I haven't figured her money into the budget, so when it comes in, it's actually exciting even though I know to expect it. That gets us a bit closer to being able to pay off our duplex seller without borrowing from the LOC with the high interest rate. We need about $2500 more to be able to do that.

After that I'm going to designate some funds to spruce up our outdoor spaces. We've got three balconies and a bricked yard space, and we'd like to get some furniture and gardening supplies. (Cheap, like on Craigslist and such.) Just enough to make the spaces comfy places to hang out.

AS got some work at my job today, and while she was here she went to introduce herself to a co-worker who'd told me he liked her writing and would like to use her for some of his projects. Now that she's gotten in front of him, I bet he'll actually get around to giving her some assignments! And apparently his projects pay pretty well too. Smile

3 Responses to “Tidbits and not much else”

  1. DeniseNTexas Says:
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    How nice of you to help your friend with her budget. I know she must appreciate you!

    Oh, good deal on the freelance money coming in and AS getting some work at your job!

  2. FrugalTexan75 Says:
    1427843969

    Good luck with the possible refi!

  3. ThriftoRama Says:
    1427853932

    For garden stuff and furnitures, I usually scout estate sales and yard sales. I've gotten some really nice stuff-- like vintage and retro metal gliders and the world's most comfy 1970s lounge chairs for a song. If you need plants, you might also see if there's a spring plant swap in your area. I go to one every May and it's always fantastic. I get to try plants I wouldn't be able to afford for free.

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