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Still in limbo, but life goes on

October 21st, 2014 at 01:01 pm

No bite on the condo. Only one showing since we lowered the price and none scheduled at present.

I woke up this morning utterly convinced that I'd miscalculated my net worth in my post a few days ago. Sure enough, I went back and checked my math, and I was $10K off! So we lost $11K+ last month, not $1K+. Ah well. Part of that was reducing the condo value in the asset section.

I wrote a brief and trying-to-be-helpful email to the seller in advance of November's payment and got a faceful of unpleasant bluster spewed back at me. If it weren't for his attitude I wouldn't be so freaked out about this debt. I really want to get rid of it. My first big attempt will be in late Feb./early March, when I try to refinance our mortgage and see if there's enough equity to roll the promissory note in. So we have to put up with each other at least until then (or until/unless I come up with a plan to get rid of it sooner).

I'd built up about $2700 in the budget thru February to help get out from under the condo when/if we sell it, but I had to use a bit because I realized our phone bill will be a bit bigger now that AS is working from home. Not really a business expense; it's mostly from calling and texting with us and friends, calls that may have taken place on her work phone before. So our monthly bill will be $51.51 vs. $38. Not a huge deal, still super cheap for three people.

I may also pull from that money to help AS get a work computer (our home laptop is impossibly slow) and a hair appointment (her dreads would ideally be maintained a couple times a year but it's been over a year since her last appointment). A couple hundred dollars isn't going to get us out of our condo money pit much faster, so it's not that big a deal.

We had to use more of the housewarming money to call an electrician for lights not going on. Turned out to be a faulty breaker. $125. We're probably lucky that necessary maintenance has been less than $1000 so far. Considering the crazy seller and his DIY wiring and repairs. We have about $200 left now.

Other than the above, life is good. I believe it's 8 more weeks of classes for NT, and he's already acting more relaxed. I can't wait! We've been having dinner together with our housemates two or three times a week; sometimes they cook and sometimes we do. Fun and socializing with no extra cost! AS and I are planning our NaNoWriMo novels and our housemate CC is going to join us this year. We're helping each other develop our ideas and get motivated. I got a real office at work; still getting settled but I love the privacy already. The girls sleep so much better at the new house, which makes them learn faster and have better moods. We have some fun times coming up that shouldn't cost too much, including a wedding Friday, a potluck Saturday, Halloween the following Friday, a playdate the following Saturday.

Our wedding anniversary comes up in early December and right this second, I’m tempted to splurge on a nice dinner out. We’ll see how I feel closer to the actual date.

1 Responses to “Still in limbo, but life goes on”

  1. FrugalTexan75 Says:

    I'm sorry there's still no bites on the condo. The promissory note guy sounds like a real whacko.

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