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Home > July debt goal reached; more fitness tracking; various news updates

July debt goal reached; more fitness tracking; various news updates

July 27th, 2012 at 06:17 pm

AS's student loan payment hit, with $127 going to principal. That takes us over our $1025 goal with $1052 paid toward debt!

For August, we can start putting more toward debt now that we're all back to work full time (starting Monday). So my goal is to pay off at least $2000 of debt in August.

***

I didn't work out yesterday, BUT I did both the daycare drop-off and pickup, which involves a lot of walking and pushing, and I hauled the farmer's market produce around a lot. So I feel like it wasn't a lazy day. Still, this is turning out to be a bummer month for workouts.

July 26:
10 min. workout: No. 12/26
Calorie counting: Yes, estimated 1,356. (Woo hoo!) 26/26
No night snacks: Success. 19/26

***

Two credit card rewards checks came in the mail: $105 and $440.96. I'm using them to cover the budget shortfall from my miscalculation of NT's paychecks. We'll earn two more soon: $150 each for me and NT from Citi Dividend cards. NT has already spent the required amount and I need to spend about $100 more on mine. That $300 of rewards will cover a window replacement we did recently.

It's a bit depressing that my recent rewards keep being needed for unexpected shortfalls and expenses, but I cheer up when I realize how our budget would otherwise have been damaged by these events, which were going to happen with or without the rewards!

Tonight we should be selling an infant swing via Craigslist. The buyer has promised $85, the same amount we paid for it when we bought it off of Craigslist. It's a great little swing, but SL is a very alert baby and prefers to be where the action is, so she only liked it for about a month.

Since we weren't expecting to get rid of the swing so soon, this is an unforeseen windfall. I should put it to the medical fund which is kind of skimpy these days, but I need the psychological boost that we're saving toward a new house/moving, so I'm going to put it in that fund instead.

AS let the publishing house she freelances for know that she was about to end her maternity-leave break, and they sent her a job offer right away. Another freelancer snatched it up before she had a chance to respond, but the editor promised she'd send AS more offers now that she knows she's available again. This is an amazing side hustle that can earn AS anything from $300 to $600 a pop, so this will boost the house fund immensely when it gets going again. I hate losing her company in the evenings, but we can't really turn up our noses at that kind of money when we have so many financial goals!

NT's summer semester ends next week, and his fall classes are going to be in the afternoon, so he won't be away most nights! I know he'll still have homework, but maybe I could start looking for freelance proofreading jobs to do in the evenings.

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