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Debt progress, etc.

July 17th, 2012 at 08:47 pm

A small payment to NT's student loan hit, with $56 going to principal, so that's $881 down, $144 to go on the July goal. Hmm...there's only one more debt payment this month that usually pays about $125 to principal. I may send another small payment to make sure I hit my goal. I should be able to scrape together some money somewhere to do that.

We recently had about a $545 shortfall; we thought NT would be returning to full pay this past pay period, but didn't know that he gets paid oddly, so some of the unpaid time was still reflected in the new paycheck. We thought about cutting back our summer fun/vacation fund, but in the end we took the money out of medical savings (since the paycheck had been intended to pay part of NT's wisdom-teeth bill). Hopefully we can make it back up at some point.

We should have a couple of CC rewards coming in soon, to help offset this loss. (Actually, I just thought to check on them all, and my CapOne that I JUST opened and used up on a medical bill has already given me my reward! $105--I just requested a check. So that shortfall is already down to $440. Nice! The statement on my Chase Sapphire double-dip should be ready any day now (statements are dated the 17th of each month), so I'll finally know whether or not double-dips work.

Also, since the good CC cash rewards seem to have dried up, I'm having all 3 of us apply for Delta SkyMiles Amex cards, where we can get 30K points each for spending $500 in 3 months. If we transfer all the points into a single account, there's a chance we can use them to help purchase one of the UK tickets for our trip next year. If not, we can use the miles to save money on a future trip.

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