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Progress on May debt goal, etc.

May 1st, 2012 at 07:41 pm

AS's student loan payment that was supposed to happen in April finally hit, with $62 going to principal. Just one more payment on that one and we're done!

All mortgage payments also hit:
US: $441 to principal
UK1: $266
UK2: $56
UK3: $59

All told, $884 down, $216 to go on the May debt goal.

For the 5-5-5 goal, I hope to leave a bit early today and walk home from work. If it's rainy or if I can't get out early, I'll try to walk up the stairs to my condo.

I can't remember if I mentioned it, but I decided to try and double-dip the Chase Sapphire card. The 50,000-point offer is finally gone, but I signed up for one with 40,000 points ($400) if you spend $3000.

Then I thought to look around online. I saw lots of sites saying you can't get the same bonus offer twice, even if you're approved for the same card twice.

Now I'm wondering, does this count as the same offer? It is the same type of card, but a different number of points.

Well, it's a free experiment to try and see if I get the 40,000.

I thought about having one of us try to double-dip the Chase Southwest Visa offer; that one you get your points after one purchase, so it would be quickly evident whether or not it worked. However, that one comes with an annual fee, and since it's no guarantee you could get that refunded, it's too risky.

I wish I did know for sure, because if I knew that the Chase Sapphire deal wouldn't work, I'd just cancel that card and get working on something else. There are a couple offers that not all three of us have tried, so we could effectively double dip but use someone else's name on the card.

Speaking of canceling and opening cards, I got my free credit score through Amex (they give it to me once a year). Last time I checked, I was in the 780s. This time? 805, my highest credit score yet. So I guess that proves the credit card shuffle doesn't hurt you as long as you keep current on everything.

2 Responses to “Progress on May debt goal, etc.”

  1. wowitsawonderfullife Says:
    1335910484

    Hmmm, I've never seen that offer from Amex. How did you hear about it?

  2. ceejay74 Says:
    1335931297

    They just email me once a year and say to log in to get my credit score. Not sure if it's a special offer with my Amex card or what. If you have an Amex card, maybe contact them and see if you're eligible for it.

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