I finally got back into NT's UK account after misplacing my wallet and ordering a new secure key. First, can post some mortgage progress:

UK mortgage #1: $268 to principal
UK #2: $56
UK #3: $60

That makes it $822 down, $1176 to go on the March debt repayment goal.

Then, remember how I thought I had to transfer 800 pounds ($1600) out of savings to cover a bunch of flat expenses? Well, the mortgages hit and there was still over 670 pounds left. (50 of it is b-day money for lil AA from her grandparents.) We should get paid again before the next mortgage payments hit, and we've already paid all the expenses, so I must have messed up my calculations somewhat. I'm not complaining! I'll put it back in savings, then make sure to check the account before next month's mortgage payments, to make sure I haven't got it wrong.

Long story short, I transferred 625 pounds, or US$1250, back into EF savings! That brings our EF up to $14,173.29, just a few hundred short of where we started the year. That means we would need to put $647.41 per month in to hit our $20K goal. It's unlikely, but not impossible!