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Home > One more payment; November wrap-up; December 2010 goals

One more payment; November wrap-up; December 2010 goals

November 29th, 2010 at 09:33 pm

I checked AS's loan account not really thinking the payment could have processed since this afternoon...but it had! $59 went to principal, making it $1182 of debt repayment in November.

I also completed the last of my annual goals this month.

As for my nonfinancial goals, I feel really good about my healthy living even though I haven't lost much weight yet. At least I'm getting lots of good (if short) workouts in and making sure our dinners are lighter than they've tended to be in recent months. I've passed up the opportunity to eat candy so often that I've lost count; it's starting to come naturally again NOT to snack.

Decluttering I did OK on, and NaNoWriMo was a good creative exercise even though I didn't get much past 5,000 words.

December is going to be an exciting month moneywise. I'm putting my debt repayment goal at $3,000; it will probably be more than that, but again the holidays near the end of the month make me unsure of those last two student loan payments hitting on time. So my goal debt balance will be $351,839.

I'm not going to set any creative or other goals, because preparing for Xmas takes enough effort as is! Time to start shopping, like, now. I have a couple ideas for people but haven't really organized my thoughts or the money we have set aside into anything coherent.

December will also be a busy month for estate planning (our next meeting with the lawyer is Friday the 10th, and I'll be starting an account of some kind for AA) and retirement planning (going to start the Roth IRAs as soon as I receive my dad's gift). Financially we should hit an exciting milestone in our net worth that I didn't expect to hit this year ($200K combined net worth). It's also the first month we'll try professional housecleaners (first time in my life, because my parents never did it either); I'm excited about that and really hoping this takes the level of cleanliness up noticeably (especially the floor, now that AA is crawling more and more).

So yeah, don't think I need any extra goals to stay stimulated in the coming month! Smile

3 Responses to “One more payment; November wrap-up; December 2010 goals”

  1. ThriftoRama Says:

    Having just gone through a 6-week intense weight loss thing, I will tell you the scale is not always the best indicator of progress. I had one week where I was at the gym 2 hours a night 6 nights in a row and I gained half a pound. It can be so random.

    Really, if you can weigh yourself once every two weeks, I think that's better. And then, weigh yourself at the same time of day and on the same day of the week each time. (I do Saturday mornings at 9 a.m.)

    It's hard work, and the results aren't always immediately apparent. (I think that's why people don't stick to it. Results take time to show up.) But, you are getting healthier and more fit, even if the scale doesn't do what you want.

    I.e. the week I went up a pound, I was able to do tough strength yoga poses I could never do before (plank and side plank) AND I ran a mile in 8:55, far less than my previous time of 10 minutes. THOSE are real results!

  2. FrugalTexan75 Says:

    You're really knocking down the debt monster! Wahoo!

    Having maid service is SO awesome. Smile When I was teaching, I gave myself that luxury once every four or five weeks (generally before I'd have company...) The people I used only charged $40 for two-hours. I always gave them $50. It was *well* worth it.

  3. Homebody Says:

    The floors are the worst for me. If someone would just come in and mop my laminate......

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