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Home > Mostly great couple of days! One Jan. savings goal met!

Mostly great couple of days! One Jan. savings goal met!

January 21st, 2009 at 05:12 pm

The past couple of days have been pretty great, with only a bad patch here and there. Obama's inauguration was rejuvenating; the sky was slightly light leaving work instead of pitch black; and the weather for nearly a week has been not only in the positive, but in the double digits!

Now the big news: AS is insured!! And she's receiving unemployment pay!!! She called the health insurance company yesterday and they confirmed that she has been insured since Jan. 16. And she was actually approved Jan. 1 (I could get pissed that they didn't tell us, but I'm too happy that she has health coverage again!).

Then this morning, she got a direct deposit for the unemployment she applied for Monday--plus three weeks of retroactive pay! That's more than I'd reckoned on, so it actually gave us a surplus in the budget for the first time in a long time! I put some money away for NT's fall-semester textbooks, put about $200 more toward Vegas (it's going to be an amazing trip!), and let the rest ride--I'll probably put it in the baby/emergency fund in February if we don't need it for anything else.

Speaking of that old thing...we nearly reached our savings goal! I now feel comfortable transferring the money for birthdays and the baby fund into our savings account. So this month we saved $1200 for the baby/emergency fund and $300 for birthday gifts. Right on target! (EDIT: I actually have $50 more to go on the birthday fund, which will hit via automatic payment on the 29th.)

The only cloud, really, was that six people got laid off at NT's job. Not him, thank goodness, but his two best work friends and several other people we really liked. It was quite a shock because they got a big bonus in December and everything seemed pretty stable, but I guess not as much as we thought. We're going to see one of his friends Friday, and hopefully the other one soon.

So now we've all rubbed elbows with the job crisis. I've survived two rounds of cuts at my job, AS actually did get laid off, and now NT's job has had a round of layoffs. It's pretty amazing.

Still, I'm thrilled to have gotten so close to reaching my goals, and I'm confident I'll reach them by the end of the month!

6 Responses to “Mostly great couple of days! One Jan. savings goal met!”

  1. Analise Says:
    1232558796

    That is good news, ceejay! Glad it's all working out. I'm amazed AS's unemployment came through as quickly as it did. (I have very little confidence in the efficiency of governmental bureaucracy.)

    It is great that you are planning a trip to LV which should be lots of fun... it is important to plan for the future but don't forget to also enjoy the present.

  2. Koppur Says:
    1232560687

    Yay! I'm so glad AS got health insurance and her retro unemployment!

  3. PauletteGoddard Says:
    1232564893

    Terrific news!

  4. merch Says:
    1232567527

    Great news. You might want to put soem of the extra cash to the EF. Looks like NT's job has more risk then you thought.

    But great to the reto pay came through and everything.

  5. ceejay74 Says:
    1232573617

    That's what I've decided too, Merch. The baby/emergency fund is hopefully going to be intact for a baby and eventually part of it put toward debt if everything goes smoothly and we don't need it all, but it's also available as an EF during these uncertain times!

  6. whitestripe Says:
    1232601588

    yay, glad everything worked out for you guys! i am lucky i don't have any job worries at the moment - it is not as bad in australia as it is in the us, but things are slowing down a little.

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