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Step toward July goal + rolling with the (sucker) punches

July 2nd, 2008 at 08:18 pm

Credit card payment hit today: $301 toward principal. So that's $801 down, $649 to go on my July goal, and $53,478 to go on my Big-Picture Goal.

Got a bit of a shock when I checked my checking account today: AS's direct deposit came in $256.98 lower than usual. She checked into it, and it seems she's reached the point where her free tuition surpassed a certain dollar value, so the remainder must be taxed as income. The next five paychecks will be hit the same way, so that's a $1541.88 shortfall over the next three months.

Sigh. The sucker punches just keep coming, it seems. I'll have to rework my budget, but I know where this is going to hit hardest--our debt repayment. I just checked our tickets to Virginia, and the fare is nonrefundable. Guess canceling our trip isn't the way to make this up.

Ironically, AS's raise was also reflected in this paycheck. It probably kept this shortfall back by $30. Hard to see it as a plus at this point, though.

As soon as this shortfall ends, two student loans will start coming due, probably not at that rate but close. So really we're just starting the process a few months early.

Hmm...

Well, it's a good thing I'm relating my whole past history, because comparatively speaking this isn't that bad a blow. It just feels like one. Smile

2 Responses to “Step toward July goal + rolling with the (sucker) punches”

  1. momcents Says:
    1215030930


    I'm with you on that one - just got the numbers to jive (separating out slow paying tenant) and had some room to breathe - then found out yesterday that my kids' tuition payment will be $54.50 more per month than I expected. on we plod ...

  2. merch Says:
    1215033483

    Yep, starting to hit those nasty hills. Just keep the focus!!!

    We'll get there.

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