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Several steps toward goal

May 1st, 2008 at 04:27 pm

Several regular payments hit today.
Credit card: $297 in principal
US mortgage: $294 in principal
UK mortgage #1: $134 in principal
UK mortgage #2: $28 in principal
UK mortgage #3: $30 in principal

All told, $783 toward my May goal and $297 toward my Big-Picture Goal.

So that's $2603 down, $1497 to go on my May goal.

And $57,753 to go on my Big-Picture Goal.

I look like I'm way ahead of my May goal, but that's because I was able to make some of my May payments early. But I only have about three payments left this month: a big chunk of money that will be divided between two UK credit cards (early to mid-May); a student loan payment (mid-May); and a personal loan payment (mid- to late May). I think they're going to be about $1100, $60 and $440 to principal, respectively, so I should pass my goal if I'm calculating correctly. But I don't ever really know until I see what the going exchange rate does to my international wire transfer.

I got a nice little bonus from work--$130--but I'm just going to ignore it and let it collect on the bottom line. For one thing, I want to let that cushion grow in case there's a lapse in paychecks when AS finds another job, and for another, we've got health and education expenses that are hard to predict. As soon as AS's job situation does stabilize, I'm going to add estimated health care and education expenses as regular budget items, because they're the only two expenses we ever have anymore that are unaccounted-for in the budget, and even though we've been able to absorb them using our budget surplus, I'd much rather have that money allocated so I'm not frustrated when I can't put it towards debt or savings instead.

1 Responses to “Several steps toward goal”

  1. merch Says:
    1209659774

    57.7 left. Nice pace. keep it up.

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