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Another credit card passes on! Ad hoc goal reached!

March 4th, 2008 at 05:07 pm

Woo hoo! One more for the Old Debt Graveyard.

Paid off $1,206 in principal to achieve that.

So $2,644 down, $756 to go in my March challenge.

$63,143 to go on my Big-Picture Goal.

And...breathless silence...I REACHED MY AD HOC GOAL!!! My very first long-term goal, set in July 2007, was to pay off $19,520 of debt by 3/31/08. My goal debt balance was $438,135. Today, 3/4/08, our debt balance is at $437,192. So in reality I've paid off $20,463 since July.

Deep breaths...time to look ahead. Besides my Big-Picture Goal of paying off all credit card and personal debt, I think I'll continue to set monthly goals so I can still track my overall debt reduction. The credit card is the most important part to get rid of, but I also want to continue to work on the rest of it.

6 Responses to “Another credit card passes on! Ad hoc goal reached!”

  1. Cully P Says:

    Keep on trucking. It feels great to pay off the credit cards--a complete weight off of your shoulders. Of course, I still have 35k+ in school loans, but for some reason it's not as bad.

  2. merch Says:

    Ceejay,

    Hopefully, I'm right behind you. I want to pay off all my CC this month too.

    I agree with tracking your progress to something. It just keeps your goals on track.

    Good luck!!! and Congrats!!!

  3. KellyB Says:

    You are doing fantastic with your goal setting and payoffs. Good for you!

  4. ceejay74 Says:

    Thanks for the pats on the back! Even though it's just a step in the right direction, it feels symbolic and significant that I made a big goal and stuck to it. merch: Unfortunately I still have quite a bit of CC debt. I'm looking at more like 2 years to eliminate all of it. But thanks for your support and I hope you reach your goal this month! CJ

  5. Amber Says:

    Good for you, that is great

  6. scfr Says:

    Yesss! Way to go!

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